Budget Nerds

Set your reminders, Ben are Ernie are going live on the YouTube channel today at 3:00pm EST. They'll be answering your questions and getting nerdy about finances, so join in! If you are tuning in afte...

29 Nov 20232min

Everyone spends on impulse from time to time, even the most staunch adherents to frugality. According to a new study funded by YNAB, 94% of Americans admit to impulse spending. It's common nowadays to...

15 Nov 202337min

The credit card float, as it has been termed, is the situation in which a person is reliant on the month-long grace period of the credit card to meet their obligations. In other words, they spend mone...

1 Nov 202339min

As the principal budget nerds at YNAB, Ben and Ernie have seen their fair share of elegant budgets, but the one featured in today's episode might take the cake for the most refined of all time! Long t...

18 Okt 20231h 25min

Forecasting is kind of a dirty word at YNAB, because the Four Rule are all about budgeting the dollars you have now, and not counting on future dollars that haven't arrived yet. However, it's still us...

4 Okt 202357min

Ben and Ernie share insightful comments from a recent conversation in the YNAB Fans Group on Facebook in which one YNAB'er asked: what's one benefit to using YNAB that surprised you? YNAB is of course...

20 Sep 202338min

YNAB is all about giving dollars a job, but what about your time? Ben and Ernie poke at the edges of common budgeting practices in YNAB to determine what is really necessary, and what can be thrown ou...

6 Sep 202349min

Long time YNAB'er and Lead Educator at YNAB, Erin Lowell, shares her experience paying off her mortgage using YNAB principles.   Mortgage Professor loan calculator http://www.mtgprofessor.com/ext/home...

23 Aug 202342min