#92 - Are You Doing YNAB? Tracking Expenses vs YNABing
It's a common story: a person finds YNAB and starts using the software, only realize months (sometimes years) down the road that they weren't actually following the YNAB method. They were just trackin...
12 Jun 202437min
#91 - Windfalls, Learning to Invest, and YNAB 4: Jeremy Schneider of Personal Finance Club
Ben and Ernie chat with Jeremy Schneider, an entrepreneur turned personal finance teacher who aims to demystify the confusing world of investing with simple, unbiased information. In his early 20's, J...
29 Mai 20241h 9min
#90 - YNAB Mega Wins: Round Two
Ben and Ernie open their inboxes for another mega round of YNAB wins -- stories from YNAB users about positive outcomes, reduced stress, and newfound confidence with their money. In today's mega episo...
15 Mai 20241h 3min
#89 - Find the Money First
YNAB is well known for the Four Rules, or what many YNAB'ers are now calling the Four Habits, which describe the process of gaining control of your money and learning to spend with joy rather than sha...
1 Mai 202435min
#88 - Swim Fins and Why You Shouldn't Compare Yourself to Others
In today's episode, Ben shares a story about swimming at the YMCA. One of Ben's favorite forms of exercise is swimming laps at his local YMCA, and while it's a great solitary form of exercise, sometim...
17 Apr 202435min
#87 - Stop Making Boring Financial Goals
Ben and Ernie respond to a recent survey reported by Jill Schlesinger on CBS Morning about American's 2024 financial resolutions. The top responses: save more money (41%), pay down debt (38%), and spe...
3 Apr 202444min
#86 - Cash Categories vs Cash Accounts
In today's episode, Ben and Ernie discuss what to do with cold, hard cash money. For many YNAB'ers debit and credit card spending fits nicely into the YNAB paradigm, since YNAB can interface directly ...
20 Mar 202440min
#85 - Do I Have to Give EVERY Dollar A Job?
The short answer is yes. But why? Ben and Ernie dig into the reasons why giving every dollar a job is essential to creating a stress-free life around money. As Ben explains, the point of YNAB is to ru...
6 Mar 202443min
