Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

Episoder(575)

EXCLUSIVE INTERVIEW: Finance Minister Nicola Willis Debt, Growth, and New Zealand's Economic Future | Episode 359

EXCLUSIVE INTERVIEW: Finance Minister Nicola Willis Debt, Growth, and New Zealand's Economic Future | Episode 359

You can’t tax your way to prosperity - but you can grow the pie. In this exclusive interview from inside the Beehive, Finance Minister Nicola Willis joins us to discuss NZ’s economic future covering e...

8 Aug 202535min

Global Markets Are Up: So Why Is NZ Still Struggling? Q2 Report | Episode 358

Global Markets Are Up: So Why Is NZ Still Struggling? Q2 Report | Episode 358

Markets are bouncing back - but not all economies are sharing the gains. In this April-June 2025 quarterly update, we unpack the drivers behind the global market rebound, the impact of Trump’s tariffs...

5 Aug 202519min

Why Revolving Credit Will Ruin Your Life | Episode 357

Why Revolving Credit Will Ruin Your Life | Episode 357

Revolving credit might feel like financial freedom - but for most people, it can be a fast track to long-term debt. In this episode, we unpack how revolving credit works, the pros and cons, why it can...

3 Aug 20259min

Retirement Crisis: NZ’s Ageing Population | Episode 356

Retirement Crisis: NZ’s Ageing Population | Episode 356

Nearly 1 in 4 Kiwis will be over 65 by 2050 - and that’s not just grey hairs, it’s an economic shake-up. In this episode, we break down what an ageing population means for New Zealand’s workforce, hou...

31 Jul 202515min

Step by Step Guide: How To Get Your First Mortgage | Episode 355

Step by Step Guide: How To Get Your First Mortgage | Episode 355

Think getting your first mortgage is confusing? We break it all down - from KiwiSaver strategies and saving hacks to bank vs broker comparisons and how to boost your approval odds.We guide first home ...

29 Jul 202518min

4 Reasons Why You Won’t Retire At 65 | Episode 354

4 Reasons Why You Won’t Retire At 65 | Episode 354

Think you’re on track for retirement? Think again. We unpack the four biggest mistakes that are quietly derailing Kiwi retirement plans - from mortgage stress and poor financial habits to over-relianc...

27 Jul 202516min

Are Kiwis Giving Up on Property? | Episode 353

Are Kiwis Giving Up on Property? | Episode 353

Some Kiwis are walking away from property - but is that the right move?We break down why public sentiment is shifting, the risks of short-term thinking, and the structural changes in the market - from...

24 Jul 202511min

NZ Debt Crisis: Why Half A Million Kiwis Are Behind On Bills | Episode 352

NZ Debt Crisis: Why Half A Million Kiwis Are Behind On Bills | Episode 352

Debt stress is rising across New Zealand and it’s not just mortgages. Over 485,000 Kiwis are behind on bills, with short-term debt spiking and KiwiSaver hardship withdrawals soaring. We unpack what’s ...

22 Jul 202516min

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