Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

Episoder(575)

Should you buy a house in your 20s? | Episode 343

Should you buy a house in your 20s? | Episode 343

Is topping up a mortgage at 22 really the dream? Makayla and Jess break down the pros and cons of buying young, why some Kiwis are purchasing at 22, the cultural pressure to own property, and alternat...

3 Jul 202520min

OCR Predictions: Is A Rate Cut Off The Table? | Episode 342

OCR Predictions: Is A Rate Cut Off The Table? | Episode 342

Will the RBNZ cut rates in July or keep Kiwis waiting? We unpack why the Reserve Bank might hold off on cutting the OCR, from unexpected GDP growth and stubborn inflation to the global oil price shock...

1 Jul 202511min

From Scaling Canva to Backing NZ’s Next Billion Dollar Startups ft. Mahesh Muralidhar | Episode 341

From Scaling Canva to Backing NZ’s Next Billion Dollar Startups ft. Mahesh Muralidhar | Episode 341

From scaling Canva to transforming New Zealand’s startup scene - Mahesh Muralidhar knows how to think big. In this episode, we unpack Mahesh’s journey at Canva, his mission to make NZ happier and weal...

29 Jun 202532min

Is NZ’s Economy at Risk? Trump Escalates Middle East Conflict | Episode 340

Is NZ’s Economy at Risk? Trump Escalates Middle East Conflict | Episode 340

Markets are rising, oil prices are spiking - but what does Trump’s strike on Iran mean for your money? We unpack how rising tensions in the Middle East could affect KiwiSaver balances, inflation, mort...

26 Jun 202511min

How to Raise Money-Smart Kids | Episode 339

How to Raise Money-Smart Kids | Episode 339

From digital dollars to chore commissions - here's how to raise money-smart kids. Makayla and Jess explore the best ways to teach kids about money, covering everything from pocket money rules and digi...

24 Jun 202517min

Inflation Forecasting: Why Is Business Sentiment So Low? Ft. Matthew Harris | Episode 338

Inflation Forecasting: Why Is Business Sentiment So Low? Ft. Matthew Harris | Episode 338

Inflation is easing, rates are dropping - so why are Kiwi businesses still stuck in a rut? In this episode, we’re joined by Matt Harris, Managing Director of Lighthouse Financial, to unpack why busine...

22 Jun 202515min

Debt 101: Fixed, Floating & Revolving Explained | Episode 337

Debt 101: Fixed, Floating & Revolving Explained | Episode 337

Done right, debt can build wealth - not just cost it. We break down everything you need to know about the core types of mortgage lending in New Zealand - fixed, floating, revolving credit, and offset ...

19 Jun 202515min

End of Life Finances: What to Organise Now for Your Family’s Future | Episode 336

End of Life Finances: What to Organise Now for Your Family’s Future | Episode 336

We get it no one likes thinking about their mortality, but planning now protects your family later. Makayla and Jess unpack the financial steps every Kiwi should take to prepare for the inevitable - f...

17 Jun 202514min

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