Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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Episoder(634)

4 Reasons Why You Won’t Retire At 65 | Episode 354

4 Reasons Why You Won’t Retire At 65 | Episode 354

Think you’re on track for retirement? Think again. We unpack the four biggest mistakes that are quietly derailing Kiwi retirement plans - from mortgage stress and poor financial habits to over-relianc...

27 Jul 202516min

Are Kiwis Giving Up on Property? | Episode 353

Are Kiwis Giving Up on Property? | Episode 353

Some Kiwis are walking away from property - but is that the right move?We break down why public sentiment is shifting, the risks of short-term thinking, and the structural changes in the market - from...

24 Jul 202511min

NZ Debt Crisis: Why Half A Million Kiwis Are Behind On Bills | Episode 352

NZ Debt Crisis: Why Half A Million Kiwis Are Behind On Bills | Episode 352

Debt stress is rising across New Zealand and it’s not just mortgages. Over 485,000 Kiwis are behind on bills, with short-term debt spiking and KiwiSaver hardship withdrawals soaring. We unpack what’s ...

22 Jul 202516min

Retirement in 2025: Should you 'Die With Zero'? | Episode 351

Retirement in 2025: Should you 'Die With Zero'? | Episode 351

Should you really save every dollar for retirement? Makayla and Jess break down the key ideas from Die With Zero by Bill Perkins exploring why the rich don't die with millions in the bank, the concept...

20 Jul 202520min

The Realities of Saving a 10% Deposit in 2025 | Episode 350

The Realities of Saving a 10% Deposit in 2025 | Episode 350

Think saving a 10% deposit is out of reach? We break down the real numbers behind buying your first home in 2025 - comparing couples in Auckland and Christchurch, looking at KiwiSaver balances, income...

17 Jul 202519min

Mortgages 101: Deposits, Interest and Equity Explained | Episode 349

Mortgages 101: Deposits, Interest and Equity Explained | Episode 349

Mortgage jargon got you confused? We unpack the fundamentals of deposits, loan structures, and equity - breaking down what they actually mean, how they work, and how to use them to get ahead in your p...

15 Jul 202517min

5 Traits That Mean You’ll Be Wealthy | Episode 348

5 Traits That Mean You’ll Be Wealthy | Episode 348

Being rich is easy - being wealthy is a different game. We break down the five traits that separate the truly wealthy from the paycheque-rich - from mastering your income and spending habits to buildi...

13 Jul 202512min

Luxury Investments: The Birkin Bag vs. The S&P 500 | Episode 347

Luxury Investments: The Birkin Bag vs. The S&P 500 | Episode 347

Can a $30,000 Birkin bag really beat the S&P 500? We unpack whether luxury assets like handbags, watches, wine, and cars truly outperform traditional investments, reveal the hidden risks of luxury inv...

10 Jul 202519min

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