Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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Episoder(604)

Do Gen Z Really Have It Harder? We Run The Numbers | Episode 309

Do Gen Z Really Have It Harder? We Run The Numbers | Episode 309

Boomers blame brunch, Gen Z blame broken systems — but who really had it tougher trying to buy a home in New Zealand? In this episode, we compare house prices, income ratios, mortgage costs, and the r...

20 Apr 202515min

Why Rental Prices Are Dropping And Vacancy Is Increasing | Episode 308

Why Rental Prices Are Dropping And Vacancy Is Increasing | Episode 308

Rents are falling and properties are sitting empty—what’s going on? In this episode, we break down why rental prices are dropping across New Zealand, what's driving the surge in vacancies, and what it...

17 Apr 202512min

Creating Luke Kemeys Financial Plan | Episode 307

Creating Luke Kemeys Financial Plan | Episode 307

Luke Kemeys is building serious wealth - without a mortgage, without the pressure, and 100% on his own terms. In this episode, we’re joined by Luke Kemeys from Keep The Change and Next Advisory to bre...

15 Apr 202530min

Subscription Theft: The Hidden Cost You’re Not Noticing | Episode 306

Subscription Theft: The Hidden Cost You’re Not Noticing | Episode 306

Subscription theft is costing Kiwis hundreds — and most don’t even realise it. Jess and Makayla break down how sneaky subscription traps are draining your bank account, why Paddy Gower is calling for ...

13 Apr 202517min

How To Sell Your House In 2025: The Do's And Don'ts ft. Alex Martelli | Episode 305

How To Sell Your House In 2025: The Do's And Don'ts ft. Alex Martelli | Episode 305

Selling your home in 2025? The game has changed — and buyers are playing smarter than ever. In this episode, we sat down with Alex Martelli from Martelli & Co Buyers Agents to unpack what sellers need...

10 Apr 202537min

What Kiwis Should Do Now: Trump Market Crash | Episode 304

What Kiwis Should Do Now: Trump Market Crash | Episode 304

Markets are tanking and Trump’s back with tariffs — but should Kiwis be panicking? In this episode, we break down what’s really causing the global market dip, how tariffs are affecting everything from...

9 Apr 202517min

OCR Predictions: Orr Is Out, Tariffs Are In | Episode 303

OCR Predictions: Orr Is Out, Tariffs Are In | Episode 303

Adrian Orr steps down and Trump’s tariffs step up—this week, global finance is in flux and Kiwis are wondering what comes next. We break down what the Reserve Bank’s next move means for borrowers, how...

6 Apr 202514min

Rent, Buy, or Hold? What To Do When Relocating | Episode 302

Rent, Buy, or Hold? What To Do When Relocating | Episode 302

Selling, Renting, or Holding — What’s the Smart Move? We answer a listener question about whether to rent, sell, or hold when relocating across the country. We break down the pros and cons of each opt...

3 Apr 20259min

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