
582 | A Table of Contents for FI: Part 1
Most people treat financial independence like a destination—a magic number to hit before life gets good. But what if the pursuit itself is where the real value lies? Jonathan and Brad challenge the "m...
18 Jan 1h 6min

581 | Are Roth Conversions Necessary?
Most people rushing to convert their traditional IRAs to Roth accounts have never stopped to ask whether they actually need to. Brad sits down with tax experts Sean Mullaney and Cody Garrett to cut th...
11 Jan 1h 6min

580 | 2026 Goals: Why This Year Everything Changes
Slashing $100 from your monthly budget shrinks your FI target by $30,000. Brad and Jonathan explore how small financial wins compound into life-changing freedom, and why 2026 marks a shift toward deep...
4 Jan 59min

579 | 2025 Biggest Takeaways with Ginger
One conversation stopped host Ginger in her tracks: Frank Vasquez's simple rule about only traveling when there's someone meaningful at the destination. It wasn't revolutionary advice—just an offhand ...
28 Des 202553min

578 | Year End Wins 2025
Watching someone hit Coast FI mid-career changes everything about how they view work. Brad and Ginger read listener wins from the past year, celebrating community members who maxed out retirement acco...
21 Des 202556min

577 | Health and Fitness Update Plus 'Are Organic Foods Worth It?' with Dr. Bobby
Most Americans spend thousands extra on organic food assuming it's healthier — but what if you're optimizing the wrong metric? Dr. Bobby Dubois breaks down the cost-benefit analysis showing that a fam...
14 Des 20251h 10min

576 | Raising FI‑Minded Kids: What Really Works | 15-Year-Old Rishi Vamdatt
A 15-year-old has produced over 1,000 personal finance videos and started investing at age seven. Rishi's story proves financial literacy doesn't require decades of experience—it requires the right mi...
7 Des 202559min

575 | Breaking the Golden Handcuffs with 5 Kids
Walking away from $147,000 a year sounds insane — unless you've built something better. Sunny Burns did exactly that, leaving his government engineering job seven months ago to spend full days with hi...
30 Nov 202556min




















