183 | Is The FIRE Movement Over?
Most Americans live paycheck to paycheck—until a crisis hits and forces them to finally ask the questions they should have been asking all along. Financial independence isn't retreating in tough times...
1 Apr 202030min
182 | How to Reduce Investment Fees and Escape High-Cost Funds
Most financial advisors charge fees based on how much money you manage—but Rick Ferry realized that managing $2 million doesn't take twice the work of managing $1 million. That insight, sparked by lis...
30 Mar 202033min
177 | How to Cut Discretionary Spending During Crisis
Most people think they know where their money goes — until a crisis forces them to actually look. Brad and Jonathan walk through the financial reckoning many faced during pandemic-era uncertainty and ...
24 Mar 202020min
176 | Flexible Spending Rules for Early Retirees | Michael Kitces
Most early retirees panic when markets drop, slashing spending to protect their nest egg. But what if that instinct is exactly backward? Michael Kitsis challenges conventional retirement wisdom by int...
22 Mar 20201h 24min
170R | A Capital Gains Case Study For 2020
What if you could pocket over $100,000 in income and pay nothing—zero—in federal income tax? Brad and Jonathan walk through two real-world case studies demonstrating exactly how capital gains tax brac...
13 Mar 202051min
170 | Financial Literacy Curriculum for High School Students
Most students leave high school barely able to balance a checkbook, let alone launch a business or build wealth. Teacher Rob Phelan noticed this gap—and built a solution that turns teenagers into entr...
8 Mar 20201h
169R | Prepared, Not Scared
Market crashes don't respect retirement timelines. Purple Life's story proves it — she hit her financial independence number on Monday, ready to retire, then watched the market tank days later. Does s...
5 Mar 202056min
169 | A Purple Life | Early Retiree Case Study
Most people who retire at 30 had wealthy parents or got lucky with a startup — not a regular salary earner cutting expenses to $18,000 per year. A Purple Life took a different path to financial indepe...
1 Mar 202050min
