566 | Risk-Based Guardrails for Retirement Drawdown
If you've mentally locked yourself into one rigid FI number and one fixed withdrawal rate for the rest of your life, you're doing it wrong. That's the realization Brad Barrett had after nine years of ...
28 Sep 20251h 25min
565 | Tax Planning To and Through Early Retirement
Most early retirees worry they'll face crushing tax bills — yet thousands are legally paying zero federal income tax in retirement. Cody Garrett and Sean Mullaney, co-authors of Tax Planning To and Th...
21 Sep 20251h 6min
564 | FI Back to Basics | Jackie Cummings Koski
Most people think saving $100 a month barely makes a dent in their retirement plans. Jackie Cummings Koski, certified financial planner and author of F.I.R.E. for Dummies, shows how that same $100 can...
14 Sep 20251h 9min
563 | Safe Withdrawal Rates, Drawdown Strategies, RMDs and 50 Year FI Timelines
The 4% rule might be dead—but not for the reason you think. New research suggesting a 5.5% safe withdrawal rate has been making waves in the FI community, and it sounds like great news for early retir...
7 Sep 202557min
562 | Navigating Financial Conflicts in Relationships
Most people worry their retirement money is "trapped" until age 59½. It's not — and understanding why could reshape your entire FI strategy. Brad and Ginger tackle asset flexibility, breaking down how...
31 Aug 20251h
561 | Mini-Retirements: Test Driving Financial Independence
Most people plan for retirement like it's an on-off switch—decades of grinding followed by one big leap into the unknown. But what if you've never practiced living without work? Jillian Johnsrud, auth...
24 Aug 202550min
560 | Living Off the 4% Rule | Marla Taner
Marla Tanner reached financial independence in 2013 and has lived off the 4% rule ever since — through bull markets, bear markets, and a global pandemic. She recently ran the numbers on both her actua...
17 Aug 20251h
559 | Zero-Based Everything: FI, Travel, and the Art of Starting Fresh | Katie & Alan Donegan
Most people obsess over net worth. Katie and Alan Donegan calculate something entirely different: their freedom fund. Joined by Brad, the trio unpacks five and a half years of full-time travel, the ps...
10 Aug 20251h 20min
