72- The Perils of Risk Questionnaires
Risk Questionnaires are designed to understand more about how you view investing and to guide you to invest in a suitable portfolio. Sounds good in theory doesn't it? In practise however they're ex...
15 Nov 202413min
71- The 1% Tweak (How 1% Per Year Can Net You £178k)
What if you didn't need to focus regimentally on curbing your expenditure? Good news - you can still indulge your caffeine fix and frequent your favourite coffee shop every day. Instead, by making...
8 Nov 202419min
70- How Does The Budget 2024 Affect You?
It's been an eventful week in personal finance. On Wednesday 30th October we had the first labour budget in 14 years. On the face of it there are a lot of changes at play and you're likely unsure ...
1 Nov 202429min
69- Parents Should Watch Out For This Tax Trap (£100 Settlement Rule)
If you gift wealth to your children and that wealth isn't held in a tax efficient wrapper (for example a Junior ISA) then you need to be aware of this quirky, lesser-known, tax rule. It isn't as com...
25 Okt 20248min
68- Missing State Pension Years? Don't Miss Out (Act Before April 2025)
Have you got gaps in your National Insurance history which may result in you receiving a lower state pension? You can 'backfill' these gaps, but only as far back as the preceding 6 tax years. Howe...
18 Okt 202415min
67- The Upcoming Budget, Keep Your Speculation Positive
The Labour government's first budget is coming up on the 30th October 2024. There is a lot of negativity in the financial press at the moment and speculation is rife with rumours of changes to Capit...
11 Okt 202423min
66- The Magical Rule of 72
It's a simple rule that will allow you to understand how long it'll take for your wealth to double in value. If compound interest confuses you and you've got no desire to understand the underlying m...
4 Okt 20247min
65- Are You Forgetting to Reclaim Higher & Additional Rate Tax Relief?
It's a classic mistake made by many. If you're a higher rate or additional rate tax payer then you're entitled to further tax relief which you're maybe not reclaiming. Learn in this episode if thi...
27 Sep 202411min
