
15- Should You Invest or Pay Off Your Mortgage?
In the current higher interest rate environment, you may be considering using some of your surplus income to pay off your mortgage. But is this sensible ? Or should you instead be investing your m...
22 Sep 202326min

14- Your Guide to Income Tax
Tax really doesn't have to be taxing. In this episode, Benjamin explains how the Income Tax system works in the UK and helps you to understand the various allowances and tax freebies you have availa...
15 Sep 202328min

13- Financial Must-Do's for Small Business Owners
As a small business owner, you're often left behind. You don't have a workplace pension. You've no life insurance through work. You'll get no sick pay. You're distinctly lacking in financial ben...
8 Sep 202321min

12- Let's Get Ready to (Pension) Rumble: Defined Contribution vs Defined Benefit
In what has been described by nobody as the fight of the millennium, Benjamin introduces the 2 behemoths of the pension world. It's time to pit Defined Benefit against Defined Contribution. Which ...
1 Sep 202324min

11- Salary Sacrifice Like a Pro
Why would you choose to take a lower salary? What possible benefit could there be to you? Salary sacrifice isn't something to avoid at all costs. In fact, it's one of the big personal finance fr...
25 Aug 202322min

10- Asset Classes
Benjamin covers the 4 main asset classes and what you need to know about each of them. Cash Bonds Equities Property ... they're all here. In 20 minutes you'll understand more about investing t...
18 Aug 202322min

9- How To Run Your Bank Accounts
Having a well organised bank account system doesn't have to be complicated. It's incredibly simple to do and is the first step towards nailing your long term financial life plan. This episode cove...
11 Aug 202314min

8- Default Pension Funds & Jeremy Hunt's Worrying Proposals
Warning - Jeremy Hunt is making changes to your workplace pension scheme without your agreement! And these changes are worrying. Benjamin shares what you need to do to avoid your pension being inve...
4 Aug 202314min



















