Headsup On Money

It's one of the most common queries posed by retirees. Surely getting your hands on 25% of your pension tax free is an absolute no brainer, right? In this episode Benjamin discussed the pros and cons...

2 Mai 202522min

Is your life insurance or critical illness plan under Trust? Don't even know what that means, let alone why you would do this?! This is the episode for you. Benjamin explains all and outlines the tax...

25 Apr 202514min

The answer to this one is perhaps not what you expect. Benjamin explains all in this episode. Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps make your finances ...

18 Apr 202517min

So we're into the new tax year at last. If you didn't start taking control of your money in the last tax year then you're probably feeling pretty unmotivated right now. In this episode Benjamin expl...

11 Apr 20259min

For some investors the current market volatility will be their first real taste of portfolio volatility. In this episode Benjamin provides a reminder that what you're currently seeing isn't a bug of ...

4 Apr 202516min

As ludicrous as this sounds, if you've never been a member of a registered pension scheme then you should strongly consider opening a pension, even if you elect to pay nothing into it. Why? Because n...

28 Mar 202512min

Understanding this crucial rule can allow you to pay more into your pension than you may think you're able to. But it's not without its complications and caveats. Wondering where to start and what t...

21 Mar 202522min

This one is an important one. The opportunity to pay for early missing state pension years is closing on the 5th April 2025. After this date you can only go back the preceding 6 tax years. This migh...

14 Mar 202527min