If We Started FIRE Over in 2025, Here's Exactly What We'd Do

If We Started FIRE Over in 2025, Here's Exactly What We'd Do

What would you do differently if you could start your FIRE journey over today? Back in 2013, Scott was fresh out of college house hacking his way to financial independence, while Mindy and her husband were deep into their FIRE journey documenting it all on their blog. Fast forward to 2025—both are financially independent, but if they were starting from scratch today, they'd make some serious changes. Welcome to the BiggerPockets Money Podcast! In this episode, Scott and Mindy reveal what they'd do differently starting their FI journey in 2025. The fundamentals still work—frugality, saving, investing—but the tactical strategies? Those have evolved dramatically. In this episode, we cover: The real estate strategies Scott would prioritize in today's market Stock investments and portfolio allocation for 2025 How AI and technology are reshaping the path to FI The biggest regrets—including times they wish they'd spent MORE What still works from 2013 vs. what's completely outdated Lifestyle changes they'd make earlier in the journey Updated timelines and expectations for achieving FIRE today Whether you're just starting out or already on track to financial independence, this episode gives you a fresh roadmap for building wealth in today's world. Learn more about your ad choices. Visit megaphone.fm/adchoices

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479: How to Become a “Quiet” Millionaire and Avoid the Financial Guru Trap

479: How to Become a “Quiet” Millionaire and Avoid the Financial Guru Trap

Don’t strive to become rich. Instead, become a “quiet” millionaire like Tae Kim, the “Financial Tortoise.” You’ve seen the flashy cars, fancy champagne, and private jets of the online financial “gurus...

12 Dec 202344min

478: Need Funds for Your Business? How to Get FREE Money Through Business Grants

478: Need Funds for Your Business? How to Get FREE Money Through Business Grants

Are you sitting on an amazing business idea? Knowing how to get money to start a business is a critical first step to getting your concept off the ground. While there are all kinds of funding options,...

8 Dec 202340min

477: Year-End Tax Planning Tips You NEED to Know Before the 2024 Tax Season

477: Year-End Tax Planning Tips You NEED to Know Before the 2024 Tax Season

With 2024 right around the corner, it’s time for a final year-end tax planning push! There are all kinds of ways to pay less to the IRS, and today’s guest is here to help you save as much money as pos...

6 Dec 202343min

476: The Real-Life Girlboss: How I Built Nasty Gal to a $100M Business

476: The Real-Life Girlboss: How I Built Nasty Gal to a $100M Business

Nasty Gal went from an eBay side hustle to a business doing $100M in sales in under a decade. Behind it was the most famous “Girlboss” in America, Sophia Amoruso. She had no business experience, manag...

5 Dec 202346min

475: How to Get Rich Without Investing in Real Estate

475: How to Get Rich Without Investing in Real Estate

You want to know how to get rich. But you probably don’t want to deal with the tenants, toilets, trash, and constant headaches of investing in real estate. And even as the world’s biggest resource for...

1 Dec 202338min

474: Mindy and Scott's Favorite Sleepaway Camp for FIRE Chasers

474: Mindy and Scott's Favorite Sleepaway Camp for FIRE Chasers

Deep in the forest, a secret financial independence summer camp is being held. Multiple times a year, all across the country, millionaires, financial freedom achievers, and those still on or just star...

29 Nov 202335min

473: Holiday Shopping Hacks That’ll Save You Hundreds (or Thousands) This Season

473: Holiday Shopping Hacks That’ll Save You Hundreds (or Thousands) This Season

The 2023 holiday shopping season is here, and you know what that means…gifts, trips, and LOTS of spending. If you love the holiday season but are more into frugal festivities, we have just the episode...

28 Nov 202333min

472: All the Money Hacks We WISH We Had Known About (ENCORE Episode!)

472: All the Money Hacks We WISH We Had Known About (ENCORE Episode!)

Happy Thanksgiving! This Turkey Day, we're giving you an encore of one of our favorite episodes on the money hacks EVERYONE should know about! This was one of our top shows of last year and will teach...

24 Nov 202355min

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