Money and Me: When Interest Rates are on the Floor, When is Investing Smart Leverage or a Debt Trap?

Money and Me: When Interest Rates are on the Floor, When is Investing Smart Leverage or a Debt Trap?

When rates diverge, the real risk isn’t missing the bottom - it’s what you do once you’re there.

Singapore’s interest rates are nearing a projected floor, while the UK remains stubbornly higher - setting up a rare refinancing crossroads for homeowners.

Michelle Martin speaks with Daniel Sim, Founder of Golden Goose Properties, about whether this is the moment to lock in cash-flow relief or risk overleveraging,refinancing timelines and borrower psychology.

From Singapore’s TDSR to the UK’s stress tests, we explore how safeguards work - and where blind spots still exist.

Ultimately, it’s about keeping leverage as a disciplined wealth tool, not a silent strain - hosted by Michelle Martin.

See omnystudio.com/listener for privacy information.

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Avsnitt(3949)

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Hosted by Michelle Martin, we unpack why AI stocks dragged global markets lower despite broader market resilience and what that signals for investors. We explore why the consumer discretionary sector ...

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8 Juli 21min

LIVE WELL WITH MICHELLE : How can you tell if you can trust your supplement?

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Health supplements in Singapore do not require pre-market approval, so what does that mean for shoppers? We unpack how to read labels, assess dosage, interpret claims like "natural" and "clinically pr...

8 Juli 21min

Market View: The AI Gold Rush's Hidden Winners - Why Samsung, SK Hynix and Microsoft's Next Moves Matter to Investors

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What if the biggest fortunes in AI aren't being made by the companies building chatbots - but by those supplying the memory behind them? South Korea's tech giants Samsung and SK Hynix are riding an un...

7 Juli 12min

LIVE WELL WITH MICHELLE: Men Die Younger; The One Conversation That Could Add Years to Your Life

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