Should you overpay your mortgage or save – and how to make it work? And no ‘no standing charges’ tariffs

Should you overpay your mortgage or save – and how to make it work? And no ‘no standing charges’ tariffs

Martin Lewis on whether you should use savings to overpay your mortgage - factoring in your emergency fund, your rates, and whether overpayments come with penalties.

Martin gives his reaction to the Bank of England announcing just before we recorded that interest rates have remained unchanged at 3.75%.

We look at what has happened to Ofgem's no standing charges tariff options promise.

This week’s Tell Us is what money rule do you follow now that you once thought pointless or over the top, and we’re joined by a special guest for that at the end of the pod.

Martin explains why he has written a letter urging the Scottish Government to improve their Power of Attorney system.

And Money Mastermind is on travel rights, but this week, Martin didn’t write the question!

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

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Avsnitt(211)

Question time: Will new ISA rules ruin my wedding savings? | Martin, you helped me find love! | Can I fix on a prepay meter?

Question time: Will new ISA rules ruin my wedding savings? | Martin, you helped me find love! | Can I fix on a prepay meter?

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: if I claim Marriage Allowance, will I have to do a tax return? My dad’s on a prepayment meter, is th...

6 Juli 45min

The Packing Pod! Cut out hidden holiday costs: foreign exchange, insurance, travelling with kids & more

The Packing Pod! Cut out hidden holiday costs: foreign exchange, insurance, travelling with kids & more

This week on The Martin Lewis Podcast, Martin is in full holiday mode – revealing everything you need to know right now to cut the cost of getting away. From the cheapest ways to spend overseas and av...

2 Juli 1h 15min

Question Time: Is saving 15% of my salary into my pension enough? How long do I keep financial docs? ISA rules when I die?

Question Time: Is saving 15% of my salary into my pension enough? How long do I keep financial docs? ISA rules when I die?

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: I’m 23 and saving 15% of my salary into my pension, is that enough? I’m starting to see my credit ca...

29 Juni 40min

The huge new ISA and Lifetime ISA changes explained | Flight crew secrets

The huge new ISA and Lifetime ISA changes explained | Flight crew secrets

In this week’s episode, there’s a deep dive into first-time buyer savings, with a special focus on Lifetime ISAs (LISAs) and the now-closed but still widely held Help to Buy ISAs. Martin Lewis runs th...

25 Juni 1h 5min

Question Time: Are we failures for not owning a home? Is the LISA still due to be replaced? Car finance claim success!

Question Time: Are we failures for not owning a home? Is the LISA still due to be replaced? Car finance claim success!

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: we’re in our 40s, are we failures for not owning a house? Is anything happening with the Lifetime IS...

22 Juni 58min

How it pays to be nice! The top ten big firms to haggle with and their call centre secrets

How it pays to be nice! The top ten big firms to haggle with and their call centre secrets

Martin Lewis gives you his top ten list of big firms you can haggle with to get the best price on things like satellite TV, phone bills, breakdown cover, insurance, and loads more. He also reveals cal...

18 Juni 57min

Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

In this episode, Martin is back answering your latest money dilemmas with a few surprises along the way.Should you pay off your student loan using a 0% credit card? Martin breaks down the risks, the m...

15 Juni 45min

Car finance payouts! Will it happen? Have you unknowingly signed up to a claims firm?

Car finance payouts! Will it happen? Have you unknowingly signed up to a claims firm?

The Big Topic in this week’s episode, Martin Lewis explains the latest on Car Finance Mis-selling – what’s going on and why the wait? Martin unpacks it all, with up to 11 million motorists potentially...

11 Juni 48min

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