How to Think Like the Wealthy: Money Psychology, Financial Literacy, and Expanding Your Circle

Talking about money can feel uncomfortable-especially if you grew up in an environment where money was scarce, stressful, or simply never discussed. In today’s episode of the Visionary Blueprint Podcast, Chelsea and Nichole dive into the psychology of money, the role of environment and exposure, and why your beliefs about wealth may be impacting your ability to grow as an entrepreneur.

They compare growing up in a small-town economy in upstate New York with building a life and business in a high-growth city like Charlotte, NC, where higher incomes, bigger investments, and different “norms” create an entirely new perspective. From attending the Aspire Tour and being in rooms with high-level earners, to discussing the difference between being “rich” and being truly wealthy, this episode is a mindset shift for anyone ready to evolve their relationship with money.

You’ll also hear why who you take advice from matters, how to think about risk and luck in business, and why increasing financial literacy is essential once your income grows. If you’ve ever felt intimidated by wealth, afraid to make more money, or unsure what to do with it once you have it—this conversation will meet you right where you are and help you move forward with clarity and confidence.

What You’ll Learn in This Episode

• Why money feels “taboo” for so many people-and how to change that

• How your hometown economy and upbringing shape your money mindset

• The power of “expanders” and surrounding yourself with people doing slightly better than you

• The difference between being rich vs wealthy (and why it matters for generations)

• Why the wealthy focus on investing instead of only saving

• The importance of upgrading your advisors (CPA, tax support, financial team) as you grow

• How luck and risk play a role in wealth building-and why comparison can be misleading

• Why financial literacy is a skill set (and what to do if you didn’t grow up learning it)

• Reframing money as a tool for good-and how generosity grows with capacity

Notable Mentions & Resources

• Aspire Tour (wealth, investing, and business expansion event)

• Rich Dad Poor Dad by Robert Kiyosaki

• Conversations around money psychology, mindset, and financial literacy

• The idea of finding “expanders” (people who widen your view of what’s possible)

Listener Takeaway

Your relationship with money isn’t fixed-it’s shaped by what you’ve been exposed to. With the right environment, education, and community, you can rewire scarcity, expand your standards, and build wealth in a way that supports your life and future.

Nichole shares an invitation to Visionary Society, a space for business owners to connect, expand, and grow together-plus details about the upcoming quarterly meetup on February 23rd.

Join Visionary Society (mentioned in the episode)