Grey Rock Realty Podcast Ep. 41 | Buy Before You Sell? The 1% Loophole Explained

Grey Rock Realty Podcast Ep. 41 | Buy Before You Sell? The 1% Loophole Explained

Buy Before You Sell? The 1% “Loophole” That Changes Everything | Grey Rock Realty Podcast Ep. 41

Selling and buying at the same time is one of the hardest things to do in real estate — especially in Fort Collins.

In this shorter episode of the Grey Rock Realty Podcast, Ryan sits down with mortgage expert Catherine “Cat” Barnett to break down a powerful buy-before-you-sell program that helps move-up buyers purchase their next home without writing a contingent offer.

Here’s what we cover:

• Why sellers hate contingent offers (in any market)
• Why traditional bridge loans can cost 2–4%
• The 1% buy-before-you-sell option (minimum $5,000)
• How it removes your departing residence from debt-to-income calculations
• Why this works only with conventional loans (Fannie Mae / Freddie Mac)
• How the 120-day protection works
• What a mortgage “recast” is — and why it matters
• How this keeps you from moving twice or settling for less

If you're a move-up buyer in Fort Collins (or anywhere in Colorado), this episode explains a creative financing solution that could completely change how you approach your next purchase.

Contact Catherine Barnett: team@loanfit.us | https://loanfit.us | https://form.jotform.com/260495276369167

Connect with Grey Rock Realty for buying, selling, and strategy in Northern Colorado.

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Avsnitt(42)

Grey Rock Realty Podcast Ep. 40 | Divorce + The Family Home: Refinance, Sell, or Assume?

Grey Rock Realty Podcast Ep. 40 | Divorce + The Family Home: Refinance, Sell, or Assume?

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Grey Rock Realty Podcast Ep. 39 | Becoming a Realtor: Robert Crow's Journey

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I get a lot of questions about how people actually get started in real estate and what the career really looks like day to day.So in this episode I sat down with Robert Crow and had him walk through h...

19 Feb 38min

Northern Colorado Real Estate Market Update | What to Expect in 2026

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In this episode, Ryan Jenkins and Robert Crow discuss what’s happening in the Northern Colorado housing market as we head into spring 2026. From interest rates and inventory trends to inspections, ins...

23 Jan 1h 31min

Home Buyer Crash Course | Grey Rock Realty Podcast

Home Buyer Crash Course | Grey Rock Realty Podcast

In this Home Buyer Crash Course, I break down what today’s Northern Colorado buyers actually need to know before purchasing a home.I cover current market conditions in late 2025, how much buyers can r...

23 Dec 20251h 5min

NoCo Housing Report December 2025

NoCo Housing Report December 2025

Northern Colorado is finally seeing real price movement. Inventory in Larimer and Weld is up 3.5x since 2022, and median prices in December are down 5% in Larimer and 2% in Weld. Buyers have leverage ...

10 Dec 20256min

FC and NOCO Best Neighborhoods, Hidden Acreage Gems & Market Myths | Grey Rock Realty Podcast Ep. 37

FC and NOCO Best Neighborhoods, Hidden Acreage Gems & Market Myths | Grey Rock Realty Podcast Ep. 37

Grey Rock Realty Podcast Ep. 37Fort Collins home prices rose 7% in August — even as the market feels slow.Ryan Jenkins and Scott Lowe dive deep into what’s really happening across Larimer County, from...

10 Dec 20251h 9min

Real Estate Scams, Backup Offers & Inspection Nightmares | GRRP Ep. 36 w/ Ryan Jenkins & Robert Crow

Real Estate Scams, Backup Offers & Inspection Nightmares | GRRP Ep. 36 w/ Ryan Jenkins & Robert Crow

Ryan Jenkins and Robert Crow go deep on the strangest and smartest sides of Northern Colorado real estate — from backup offers and home inspections to meth tests and modern scams.You’ll learn:Why back...

8 Okt 20251h 45min

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