Q&A: Should Your Emergency Fund Be Invested?

Q&A: Should Your Emergency Fund Be Invested?

#696: (01:50) Jeremy has been a careful budgeter for years, but a surprise car repair has him tapping his emergency fund. With rates falling, he’s wondering if cash is enough or if he should try bonds or a CD ladder to keep up with inflation. (22:22) A listener in Canada has a DIY portfolio but is tempted by Dimensional Funds, which requires a pricey advisor. At the same time, she’s thinking about leaving work and returning to school, but also wants to keep financially supporting her parents. (41:27) Anonymous is navigating the tricky waters of buying a new home while still living in their current one. He is considering a bridge loan to avoid a contingent offer, but he’s worried about the strict timeline and potential financial pitfalls. Is a bridge loan a smart move, or does the risk of being stuck outweigh the convenience? Learn more about your ad choices. Visit podcastchoices.com/adchoices

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Avsnitt(776)

Q&A: We Have $1.5 Million. Can We Stop Now?

Q&A: We Have $1.5 Million. Can We Stop Now?

#730: What does it actually mean to have "enough" — and how do you know when it's time to stop optimizing and start living? AVOIDING THE REAL ESTATE MISTAKES IN THIS FREE GUIDE COULD SAVE YOU $10,000...

7 Juli 1h 3min

First Friday: Jobs Are Cooling, Prices Are Climbing, and NYC is Freezing the Rent

First Friday: Jobs Are Cooling, Prices Are Climbing, and NYC is Freezing the Rent

#729: The U.S. added 57,000 jobs in June. Economists expected 115,000. Meanwhile, inflation hit a three-year high. The Personal Consumption Expenditures index - the Fed's favorite inflation gauge -...

3 Juli 1h 5min

Q&A: What $2.4 Million at 37 Actually Looks Like (It's Not What You Think)

Q&A: What $2.4 Million at 37 Actually Looks Like (It's Not What You Think)

#728: What do you do when you suddenly have $850,000 and no idea what to do with it? GET TOTAL CLARITY ON WHERE EVERY DOLLAR BELONGS 👉 https://affordanything.com/cornerstone On today’s Q&A, one...

30 Juni 1h

Hope Isn't a Feeling. It’s a Skill. - with Dr. Julia Garcia

Hope Isn't a Feeling. It’s a Skill. - with Dr. Julia Garcia

727: Not sure what your next money move should be? Start with the free FiiRE Playbook 👉 https://affordanything.com/fiire Dr. Julia Garcia is a psychologist, behavioral researcher, and author of ...

27 Juni 1h 20min

Q&A: She Has $884K Saved — So Why Can't She Retire?

Q&A: She Has $884K Saved — So Why Can't She Retire?

#726: Hey, we're mixing it up today with a super deep dive. We normally go fairly deep on this show, but today we're going even deeper and turning one caller's question into a case study. Download ...

23 Juni 1h 19min

What Most Families Get Wrong About Passing Down Wealth, with Andrea Baumann Lustig

What Most Families Get Wrong About Passing Down Wealth, with Andrea Baumann Lustig

#725: Most people assume their financial advisor is legally required to put their interests first. That's not always true. Andrea Baumann Lustig, a wealth advisor with 30 years of experience, joins...

19 Juni 1h 29min

Why Does Every Good Idea Die in a Meeting? – with HBS Prof Linda Hill and Jason Wild

Why Does Every Good Idea Die in a Meeting? – with HBS Prof Linda Hill and Jason Wild

#724: Linda Hill, a Harvard Business School professor, and Jason Wild, an innovation consultant who has led projects in 40 countries, join us to break down how organizations innovate. Linda and Jas...

16 Juni 58min

Six Levels of Wealth, with Nick Maggiulli [GREATEST HITS]

Six Levels of Wealth, with Nick Maggiulli [GREATEST HITS]

723: This episode originally aired in July 2025. Here's the thing about personal finance advice: what works when you have $10,000 won't work when you have $1 million.  Yet most financial guidance ...

12 Juni 1h 12min

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