617 | The Hidden Assumption in Every Retirement Calculator
Most retirement calculators assume your money needs to last until age 95. But if you're 55 years old today, average life expectancy is actually 79 for men and 82 for women. This single hidden assumpti...
14 Sep 1h
616 | How Should You Give Money to Your Kids? | 529s, UTMAs, Trump Accounts & More
Most parents rush to open 529 plans for newborns, convinced they're building their child's future. But here's what financial experts won't tell you: that decision might be destroying more value than i...
7 Sep 1h 9min
615 | How to Get More Years of Freedom | Fritz Gilbert
Eight years into financial independence, Fritz Gilbert discovered something surprising: learning to spend money is harder than learning to save it. After decades of optimizing every dollar toward earl...
31 Aug 1h 17min
614 | Getting Personal with Personal Finance: Oz Chen
Most Americans never truly disconnect from work—even on vacation. After decades of tying your identity, daily rhythm, and sense of worth to a paycheck, stepping away feels less like freedom and more l...
24 Aug 1h 3min
613 | How Do You Know You're Making the Right Financial Decision? | Roundup with Ginger
Every expert sounds convincing until you realize you've collected ten different "right" answers to the same retirement question. Brad Barrett recently found himself overwhelmed by competing FI strateg...
17 Aug 1h 2min
612 | What Actually Happened? | Paige's FI Journey, Nine Years Later
Starting with negative net worth at 47 in Los Angeles on $58,000 a year sounds impossible. Yet Paige reached financial independence by 56, retired early, and now lives exactly the life she designed. T...
12 Aug 54min
611 | ChooseFI Classic: Financial Independence on an Ordinary Income (Paige & Sam)
Paige started her journey to financial independence at 45 with student loans, negative net worth, and an average income in Los Angeles—yet she'll reach FI by 2025. Sam lives on $12,000 per year in the...
10 Aug 1h 10min
610 | Sabbatical Success: Around the World in 367 Days
A 40-year-old physician associate and his wife walked away from their jobs with $50,000 earmarked for a year of world travel. They returned having spent just $30,000—and visited 15+ countries across f...
3 Aug 49min
