Q&A: The Case for NOT Paying Off Your Student Loans

Q&A: The Case for NOT Paying Off Your Student Loans

#706: When the numbers look straightforward—but the rules, timing, and future are uncertain—how do you decide what to do next? KJ has $90,000 in student loans, a recent inheritance, and a lot of uncertainty around changing repayment policies, and is trying to decide whether to pay down debt now or hold onto cash in case future payments become unaffordable. Anonymous (let’s call her Andrea) is about seven years away from retirement with $1.9 million saved and is thinking about sequence of returns risk, and is wondering whether working part-time could help protect against a poorly timed market downturn or simply delay the risk. Anonymous (let’s call him Andrew Ryan) is a retired homeowner in their early 70s who recently bought a second home to be closer to family and is planning to rent it out part of the year, and is wondering how to structure it and how taxes work for a property that’s both personal and income-producing. Share this episode with a friend, colleagues, and Ryan Gosling: https://affordanything.com/episode706 Learn more about your ad choices. Visit podcastchoices.com/adchoices

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Avsnitt(777)

Is AI Making You Dumber? With Lorraine Marchand

Is AI Making You Dumber? With Lorraine Marchand

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First Friday: Jobs Are Cooling, Prices Are Climbing, and NYC is Freezing the Rent

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#729: The U.S. added 57,000 jobs in June. Economists expected 115,000. Meanwhile, inflation hit a three-year high. The Personal Consumption Expenditures index - the Fed's favorite inflation gauge -...

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#728: What do you do when you suddenly have $850,000 and no idea what to do with it? GET TOTAL CLARITY ON WHERE EVERY DOLLAR BELONGS 👉 https://affordanything.com/cornerstone On today’s Q&A, one...

30 Juni 1h

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727: Not sure what your next money move should be? Start with the free FiiRE Playbook 👉 https://affordanything.com/fiire Dr. Julia Garcia is a psychologist, behavioral researcher, and author of ...

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Q&A: She Has $884K Saved — So Why Can't She Retire?

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#726: Hey, we're mixing it up today with a super deep dive. We normally go fairly deep on this show, but today we're going even deeper and turning one caller's question into a case study. Download ...

23 Juni 1h 19min

What Most Families Get Wrong About Passing Down Wealth, with Andrea Baumann Lustig

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#725: Most people assume their financial advisor is legally required to put their interests first. That's not always true. Andrea Baumann Lustig, a wealth advisor with 30 years of experience, joins...

19 Juni 1h 29min

Why Does Every Good Idea Die in a Meeting? – with HBS Prof Linda Hill and Jason Wild

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#724: Linda Hill, a Harvard Business School professor, and Jason Wild, an innovation consultant who has led projects in 40 countries, join us to break down how organizations innovate. Linda and Jas...

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