Lifetime Mortgages The Strategy Property Owners Need to Understand

Are you sitting on property wealth but unsure how to use it or pass it on efficiently? In this episode, we're joined by Greg May to break down lifetime mortgages in simple terms and what they are, how they work, and who they're really for. We explore how property owners can access equity without selling, the impact on inheritance, and why lifetime mortgages are increasingly being used as part of estate planning strategies. We also dive into inheritance tax (IHT), why more families could be affected in the coming years, and how property wealth plays a major role in that. In this episode, we cover:

What a lifetime mortgage actually is
How equity release works in practice
The pros and cons for property owners
How interest rolls up over time
The impact on inheritance and beneficiaries
Using lifetime mortgages for inheritance tax planning
Why more estates could face IHT in the future
What property owners should be thinking about now

Whether you're planning ahead, supporting family, or simply want to understand your options, this episode will give you a clear and practical overview. If you'd like to learn more about lifetime mortgages or speak to Greg, you can find his details here.

Greg May CeRER CeMAP

Director & Equity Release Specialist at Sage Equity Release

T: 01344 306 654

E: greg@sageequityrelease.co.uk

W: https://sageequityrelease.co.uk/

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