Risk Doesn't Disappear, It Gets Allocated

Risk Doesn't Disappear, It Gets Allocated

In this week’s episode we are digging into California's insurance market — and specifically, into the fight over who actually owns wildfire risk. Is it the insurers pulling back from high-risk areas? The utilities whose equipment sparks some of these fires? Or the ratepayers and taxpayers left holding the bag when the bill comes due?

To help sort through it, I sat down with California State Senator Ben Allen, who's running for Insurance Commissioner. We got into reinsurance costs, catastrophe models, the FAIR Plan, capital requirements — and where the state's private-market approach diverges from the public alternative his opponent is proposing.

Det här avsnittet är hämtat från ett öppet RSS-flöde och publiceras inte av Podme. Det kan innehålla reklam.

Avsnitt(54)

Hal King on Food Safety, Outbreak Risk, and Financial Cross-Contamination

Hal King on Food Safety, Outbreak Risk, and Financial Cross-Contamination

his summer's record cyclosporiasis outbreak did something unusual: it took money out of companies that had nothing to do with it. Five food companies cut or constrained guidance over the outbreak. Non...

9 Sep 50min

Karen Clark on AI, Frequency Perils, and Why Reinsurers Stopped Trusting the Models

Karen Clark on AI, Frequency Perils, and Why Reinsurers Stopped Trusting the Models

Karen Clark, founder and CEO of Karen Clark & Company, returns to Risky Science to discuss KCC's new white paper on artificial intelligence in catastrophe models — where AI genuinely improves the scie...

2 Sep 44min

Insurance Isn't Just Transferring Risk Anymore

Insurance Isn't Just Transferring Risk Anymore

Private credit didn't just find a new source of capital—it may have changed the role of life insurance itself. Andrew Granato and Pranjal Yadav explain why insurance regulation, guaranty funds and opa...

5 Aug 53min

Can Big Tech Become The Next Insurance Company?

Can Big Tech Become The Next Insurance Company?

For years, the biggest competitive battles in insurance have been between insurers. Underwriting. Pricing. Capital management.But artificial intelligence may be changing the rules.What if the next maj...

29 Juli 42min

Private Capital, Public Flood: Risky Science Live

Private Capital, Public Flood: Risky Science Live

Listen to the full replay of the latest Risky Science Live "Private Capital, Public Flood: Risky Science Live". The panel examines what a larger private flood market actually requires: the modeling so...

24 Juli 55min

Jane Kim and California's Insurance "Hostage Situation"

Jane Kim and California's Insurance "Hostage Situation"

Jane Kim just finished first in the race to become California's next insurance commissioner. She's a former San Francisco supervisor and worked for Bernie Sanders. And where Allen wants to draw privat...

22 Juli 32min

The Price Is the Forecast

The Price Is the Forecast

Weather derivatives have struggled with liquidity for 25 years. Jim Huang thinks prediction markets can finally fix that — but only if the contracts are built around events people actually watch.In th...

15 Juli 36min

Populärt inom Business & ekonomi

framgangspodden
varvet
rss-jossan-nina
uppgang-och-fall
24fragor
badfluence
rss-borsens-finest
rss-inga-dumma-fragor-om-pengar
avanzapodden
rss-dr-bjorklund
rss-kort-lang-analyspodden-fran-di
bathina-en-podcast
tabberaset
kapitalet-en-podd-om-ekonomi
lastbilspodden
rss-dagen-med-di
rikatillsammans-om-privatekonomi-rikedom-i-livet
ett-rikare-liv
borsmorgon
rss-hos-psykologen