Overdue Advice: Cash Flow & Debt Collection Strategies to Grow Your Business9 Juli

What Credit Bureaus Know, and How it Affects Your Financial Future

Host Bryn Griffiths explores the dynamic world of credit reporting with two experts from Equifax, a global leader in data analytics and credit information. Recorded at the National Credit Conference in Jasper, Alberta, today’s discussion features Ken Malin, a ten-year veteran of Equifax’s credit groups, and commercial data consultant Kevin Freeland. Together, they shine a spotlight on the evolution of credit management, the critical role of credit scores, and how companies like Equifax and MetCredit are helping Canadians and businesses navigate an ever-changing financial landscape. Whether you’re new to credit or looking to deepen your understanding, this episode offers timely perspectives and practical advice on leveraging credit data for smarter, safer business decisions.

Chapters

00:00 Introduction to Bryn Griffiths and Equifax

00:24 Equifax's Role in Global Credit Data

00:58 Reinvention and Cultural Change at Equifax

01:58 Changes in Business Practices Post-Pandemic

02:33 Managing Credit Groups During and After COVID

04:15 The Shift to Virtual Business Interactions

06:07 Selling Big Deals via Video Conference

07:23 Equifax’s Specific Role and Data Use

08:32 Personal Stories and Data Privacy in Credit

09:18 The Importance of Financial Literacy for Youth

10:33 Building Credit Early and Its Impact

12:08 Credit Reports and Personal Financial Health

13:19 The Ecosystem of Business Credit

14:29 Teaching Kids About Credit and Math Skills

15:22 The Role of AI and Digital Skills in Future Finance

15:50 Encouraging Responsible Credit Use Among Youth

16:57 Ken Malin on Credit Groups and Industry Collaboration

17:50 The Role of Credit Data in Industry and Risk Management

18:48 The Value of Relationships and Trust in Credit

20:11 Future Challenges in Personal and Business Credit

21:40 Using Data to Support Business and Credit Decisions

24:38 Connecting with Experts for Financial Education

Resources

Equifax Canada Official Website - https://www.equifax.ca

The Wealthy Barber by David Chilton - https://thewealthybarber.com/

A Rich Future, Essential Financial Concepts for Youth by Noah Booth

Credit Safe - https://www.creditsafe.com

Guest links

LinkedIn - https://linkedin.com/in/kenmalin

LinkedIn - https://linkedin.com/in/kevinfreeland

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