Buying a Home as a Business Owner in the UK | Mortgages Explained

Buying a Home as a Business Owner in the UK | Mortgages Explained

Getting a mortgage when you're self-employed doesn't have to be difficult. In this episode of Let's Buy a Home, I explain everything business owners, sole traders, limited company directors and freelancers need to know before applying for a mortgage. We'll cover: - How lenders assess self-employed income. - How many years of accounts you'll usually need. - Dividends vs net profit for limited company directors. - What expenses can mean for your mortgage. - Common mistakes that can reduce your borrowing. - Practical tips to improve your chances of approval.

Whether you're buying your first home or your next one, this episode will help you understand how the mortgage process works when you're your own boss. Subscribe for more first-time buyer advice, mortgage tips, and honest property conversations. Mortgage Appointment Book a FREE mortgage appointment with Dan here: https://calendly.com/danknottmortgageadviser/mortgage-appointment-strategy-call Dan Knott Follow Dan on Instagram here: https://www.instagram.com/dandoesmortgages_/

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Avsnitt(57)

If I Die, Start Here | A Personal Episode About Protecting My Family

If I Die, Start Here | A Personal Episode About Protecting My Family

In this very personal solo episode of Let’s Buy a Home, I’mopening up about a decision I’ve recently made to renew my own life cover.As a dad of two, a business owner, a significant income provider fo...

12 Okt 7min

The First Home Scheme Is Here! What It Means for First Time Buyers

The First Home Scheme Is Here! What It Means for First Time Buyers

The Government has announced a brand-new First Home Scheme,but what exactly is it, who will qualify, and could it actually help you buyyour first home?In this episode of Let’s Buy a Home: Dan breaks d...

6 Okt 10min

5 First-Time Buyer Worries You Probably Don’t Need to Stress About

5 First-Time Buyer Worries You Probably Don’t Need to Stress About

Interest rates. Your bank saying no. Having a huge deposit.Your credit report. And the maximum mortgage a lender will give you.All five matter when you’re buying your first home but are they as import...

28 Sep 9min

UK Mortgage Market Update: September 2026

UK Mortgage Market Update: September 2026

In this September 2026 mortgage market update, Dan Knott breaks down what’s happening in the UK mortgage and property market and mostimportantly, what it actually means if you’re trying to buy a home....

21 Sep 7min

Buying a Home in the UK: The 10 Steps You Need to Know

Buying a Home in the UK: The 10 Steps You Need to Know

Buyinga home can feel overwhelming, especially when you’re not sure what happens,when it happens or who you need to speak to along the wayIn this solo episode, I break down the UK home-buying process ...

14 Sep 7min

6 Mortgage Myths That Could Stop You Buying a Home

6 Mortgage Myths That Could Stop You Buying a Home

Think maternity leave, a poor credit history, being self-employed or working on a zero-hour contract means you can’t get a mortgage?Think again.In this solo episode of Let’s Buy a Home, Dan Knott brea...

7 Sep 5min

Shared Ownership: Is It Still Worth It in 2026?

Shared Ownership: Is It Still Worth It in 2026?

Is shared ownership still worth considering if you’re tryingto buy your first home in 2026?In this episode of Let’s Buy a Home, Dan is joined by Sarah Ellis, ofMetropolitan Thames Valley (MTVH) an Aff...

31 Aug 30min

How to Buy Your First Home - First Time Buyer Advice

How to Buy Your First Home - First Time Buyer Advice

In this episode of Let’s Buy a Home, Dan Knott is joined byLynda Clark, Editor of First Time Buyer Magazine, to talk through some of the biggest questions first-time buyers face when getting onto the ...

24 Aug 29min

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