Decoding Benefits: What Every Employee Should Know with Jaclyn Prymicz

Summary

In this insightful interview, Jaclyn Prymicz, a benefits and compliance expert, shares her knowledge on employee benefits, health insurance, maternity leave, and maximizing benefits. Ryan Coburn, a financial advisor, explores practical questions about benefits planning, helping listeners understand how to make informed decisions during open enrollment and beyond.

Key Topics

• Health insurance options and differences (HSA, FSA, PPO, HDHP)
• Maternity leave, FMLA, and disability benefits
• Maximizing employer benefits and retirement contributions
• Common misconceptions and pitfalls in employee benefits

Takeaways

• Ask questions during open enrollment to understand your benefits
• Calculate the cost-effectiveness of health plans based on your needs
• Take advantage of employer matches in 401k plans
• Understand the difference between job protection (FMLA) and paid leave
• Utilize benefits like HSAs and FSAs to save on taxes

Chapters

00:00 Introduction to Benefits and Leave Planning

01:35 Jaclyn's Background and Expertise in HR

04:38 Understanding Benefits During Open Enrollment

07:34 Common Misunderstandings in Benefits

10:36 Navigating Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)

13:50 Maternity Leave: FMLA vs. Paid Leave Options

18:52 Understanding Family Leave and Benefits

23:20 Maximizing 401(k) Participation

27:16 Exploring Ancillary Benefits

29:39 The Importance of Long-Term Disability

32:39 Navigating Employee Benefits as a New Hire

35:16 The Value of Calculating Health Plan Costs

38:01 Yellow and Black Illustrative Podcast Cover (Video).mp4

38:10 Jaclyn Prymicz compliance statement for Ryan Coburn (1).mp4

Guest links

LinkedIn - https://www.linkedin.com/in/jaclynpshrmcp/