Salvador Anglada on AI-powered financial inclusion in Africa

AI-powered financial inclusion is helping millions of underserved consumers access credit through alternative data and advanced risk modelling. Salvador Anglada, Chief Executive Officer at Optasia, explains how the company uses artificial intelligence to provide small, unsecured loans at scale across 38 countries. He discusses how alternative data can create credit profiles for people excluded from traditional banking systems, supporting more than 32 million credit decisions each day. The conversation covers Optasia’s Johannesburg Stock Exchange listing, why South Africa is central to its African strategy, and the role of major partners including mobile networks and banks. Anglada also explains how technology, distribution partnerships, and local regulatory expertise have supported the company’s rapid growth. He discusses Optasia’s acquisition of a prepaid electricity credit business, the potential to expand electricity financing across emerging markets, and why AI should be viewed as an opportunity to improve productivity. He also shares leadership lessons on building strong teams, lifelong learning, taking bold opportunities, and remaining patient throughout a career. 0:00 Intro 1:41 How Optasia supports financial inclusion 4:40 Leading a purpose-driven business 6:15 Leadership and building strong teams 8:10 Optasia’s JSE listing 10:40 Partnerships across South Africa and Africa 13:26 Technology, growth, and future opportunities Follow MyBroadband: X - https://twitter.com/mybroadband Facebook - https://www.facebook.com/mybroadband Instagram - https://www.instagram.com/mybroadband/ Website - https://mybroadband.co.za/news/ #FinancialInclusion #ArtificialIntelligence #Fintech