What’s Next presented by Old Mutual Corporate - The future of member engagement beyond Two-Pot

South Africa’s two-pot retirement system is transforming how employees engage with retirement savings, digital tools, and financial education. Michelle Acton, Chief Customer Officer at Old Mutual Corporate, explains how the two-pot system has driven a major increase in direct member engagement across South Africa. She discusses how retirement fund members are using digital channels to check balances, update personal details, submit claims, and better understand their long-term savings. The conversation explores Old Mutual Corporate’s use of WhatsApp as an accessible financial services channel, with member engagement rising significantly as customers gain faster access to information. Acton also explains the technology, fraud prevention, verification, and customer experience changes required to serve hundreds of thousands of retirement fund members digitally. She highlights how improved financial literacy, easier access to advice, and reduced friction can encourage South Africans to preserve more of their retirement savings, contribute more consistently, and make better-informed financial decisions. 0:00 Intro 0:31 Two-pot system and digital engagement 2:51 Making retirement savings more personal 4:38 Direct member engagement 6:14 WhatsApp and accessible financial services 9:23 Modernising Old Mutual’s systems 12:18 Financial education and better retirement outcomes Follow MyBroadband: X - https://twitter.com/mybroadband Facebook - https://www.facebook.com/mybroadband Instagram - https://www.instagram.com/mybroadband/ Website - https://mybroadband.co.za/news/ #TwoPotSystem #RetirementSavings #FinancialServices