332// How to get insurance to cover your mold exposure

Have you found mold in your home, called your insurance company, and been told — flat out — that mold isn't covered?

Are you sitting on a remediation quote with five figures on it, wondering how on earth you're supposed to pay for this andkeep healing?

Did you already file a claim, already get denied, and assume that was the end of the road?

If you said yes to ANY of these questions, then this episode is for you!

In today's episode, I'm teaching you things I wish I knew when I started my journey of repairing my home from mold and water damage — including the single word that decides whether your insurance company writes you a check or closes your file.

Today, I'll be breaking down:

  • The difference between water damage and mold in the eyes of a home insurance company — and why leading with "mold exposure" is the fastest way to get your claim shrunk down to almost nothing
  • The "event" test — the one question to ask yourself before reaching out to your home insurance company
  • Who to hire to inspect the cause of your water damage — and why this is crucial to getting your homeowners insurance on your side
  • The 2-Step Process that your insurance may cover if you do all this correctly
  • How you may be able to still get an insurance payout on claim that has already been completed and get money back that you already spent

If you're tired of being told mold is your problem to pay for, and you don't want to drain your savings fixing a house, then this episode is for you!

TIMESTAMPS:

00:00 - Mold Claim Frustrations

01:42 - Podcast Welcome

02:49 - Mold Series Update

04:30 - Insurance Disclaimer

06:02 - Event Test Basics

09:50 - Four Step Overview

11:37 - Hire The Right Expert

17:59 - Submit The Claim

19:50 - Say Water Not Mold

24:19 - Remediation Versus Rebuild

28:47 - Invoice Language Hacks

31:11 - Installation Legal Options

33:05 - Wrap Up And Next Steps

EPISODES MENTIONED:

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*This episode was first published at BetterBellyTherapies.com/332

Mentioned in this episode:

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