The Evolution from ZKP2P to Peer with Richard Liang

This week, Anna catches up with Richard Liang from Peer, formerly ZKP2P. They trace the project’s evolution over the past two years, from their initial ZKP2P product that used ZK email proofs to connect Venmo payments with on-chain USDC, to their use of ZK TLS, and most recently, their move to using TEEs (trusted execution environments) and the rebrand to Peer. Richard breaks down what motivated each shift and how the team has navigated the trade-offs around privacy, speed, and UX. The conversation then explores Peer’s current approach to connecting traditional payment platforms and stablecoins, including why “ephemeral privacy” makes TEEs a compelling fit for their use case and what the move away from ZK has unlocked. Richard and Anna also reflect on the broader evolution of ZK from an experimental technology into infrastructure that increasingly underpins real world applications. Finally, they discuss Peer’s expansion into payments, its ambitions to support more currencies and fintech platforms around the world, and how AI is changing both the team’s development process and the possibilities for agentic payments. Related Links

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