Are You Getting the Most Out of Your Credit Card? [Chills 285, Sponsored by Trust Bank]

For years, the credit card debate had two camps: Team Miles or Team Cashback.

Now, Trust Bank is adding a third contender, which is Stockback.

This week on Chills with TFC, Reggie sits down with Dawn from SG Budget Babe, personal finance YouTuber Demi Zhuang and Johnathan Chua from The Daily Ketchup Podcast to compare how they reward their spending.

Dawn reveals why becoming a mum pushed her from cashback to miles. Demi shares the surprisingly elaborate card strategy she uses while furnishing her new home. Johnathan knows firsthand how even a small oversight, like a forgotten S$17 Uber charge, can affect a credit score. Now he's gotten way past that and on track to shaping his financial health and freedom.

Then comes the big question: could everyday spending help more Singaporeans take their first step into investing?

With the Trust Freedom Card, you can now turn everyday spending into investing. Earn 3% Stockback on eligible purchases, and once your Stockback reaches S$10, it will be automatically invested into your chosen stock or ETF.

Would you choose cashback, miles or stocks?

Watch the full conversation on YouTube.

Sponsored by Trust Bank. This content including any mention of stocks or ETFs is for general information only and does not constitute financial advice or a recommendation to buy or sell any investment product. Investments involve risk and may lose value. This advertisement has not been reviewed by the Monetary Authority of Singapore.

3% Stockback in US Stocks and ETFs promo is valid until 31 Dec 2026. This will change to 2% Stockback on Local Eligible Spend and 0.5% Stockback on Foreign Eligible Spend from 1 Jan 2027.

T&Cs apply. Visit trustbank.sg for more info.

#TheFinancialCoconut #ChillsWithTFC #TrustBank #Stockback #CreditCardsSG #SingaporeFinance

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