S1E289: Is the 60/40 portfolio dead? Navigating rate hikes and oil shocks

S1E289: Is the 60/40 portfolio dead? Navigating rate hikes and oil shocks

With the Fed signalling persistent rate hikes and oil shocks stirring global markets, is your portfolio positioned to survive—or thrive? What do rising bond yields, stubborn inflation, and central bank manoeuvres mean for everyday investors? Is the traditional 60/40 portfolio dead? Should you pivot to gold, lock in fixed income, or look to Asian credit for refuge?

StashAway’s Stephanie Leung and Fullerton Fund Management’s Angus Hui join correspondent Howie Lim to decode hidden market risks, FX traps, and the institutional strategies you need to build bulletproof wealth today.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:21 How high rates squeeze household budgets

05:36 Rethinking the 60/40 portfolio

08:29 Why gold beats bonds as a hedge

13:16 The real cost of staying in cash

14:40 Asia’s cash problem

16:03 Invest with institutional strategies

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Stephanie Leung, CIO, StashAway and Angus Hui, deputy CIO, Fullerton Fund Management

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

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Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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Discover more BT podcast series:

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Avsnitt(289)

S1E288: The psychology of financial clutter: why we accumulate bad investments

S1E288: The psychology of financial clutter: why we accumulate bad investments

Your portfolio might be messier than you think. Most of us don't build investment strategies — we collect financial products the way we hoard old cables and orphaned keys in a kitchen drawer. In this ...

27 Sep 14min

S1E287: Ask vs answer: the human edge AI can't replicate

S1E287: Ask vs answer: the human edge AI can't replicate

Would you let AI manage your money the way it manages your inbox? Turns out, most of us won't — 76 per cent use AI to crunch the numbers, but only 8 per cent trust it to make the final call. Correspon...

20 Sep 17min

S1E286: Strategy over sentiment: why the old property playbook no longer works

S1E286: Strategy over sentiment: why the old property playbook no longer works

Is your dream home a financial trap? Singapore's cooling measures and shifting interest rates have upended the old playbook—Build-to-Orders (BTOs), resale flats, and executive condos (ECs) no longer p...

13 Sep 19min

S1E285: The $70,000 question: how to master your family's new financial tailwind

S1E285: The $70,000 question: how to master your family's new financial tailwind

Singapore just pledged nearly S$70,000 per child over 16 years — but is that windfall building your family's future, or quietly funding lifestyle creep? Correspondent Howie Lim sits down with SingSave...

6 Sep 13min

S1E284: The raise paradox: why earning more never feels like enough

S1E284: The raise paradox: why earning more never feels like enough

You just got a raise. So why does your bank account still feel broke? It’s the lifestyle creep — the sneaky force turning your bigger paycheck into the same old savings. From $8 lattes to subscription...

30 Aug 24min

S1E283: Singapore stocks aren't boring anymore — here's the proof

S1E283: Singapore stocks aren't boring anymore — here's the proof

Your parents' "boring" Singapore dividend stocks only portfolio just had an upgrade nobody told you about. While everyone's obsessing over US tech, Singapore's equity market has quietly doubled its re...

23 Aug 15min

S1E282: Behind the institutional veil: what your bank doesn't want you to know about asset allocation

S1E282: Behind the institutional veil: what your bank doesn't want you to know about asset allocation

If you think your bank’s “diversified” portfolio is built for your future, think again. In this episode of Money Hacks, we pull back the curtain on the institutional world with Arki Finance founder Da...

16 Aug 16min

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