Investing 101

In this episode of Financial Wellbeing by Emirates NBD, hostDana Kamber is joined by Maurice Gravier, Group Chief Investment Officer at Emirates NBD, for an insightful conversation on investing, what it really means, how it differs from saving, and how anyone can start even with small amounts.

Maurice breaks down the world of investing into simple, relatable lessons. From understanding asset classes tobuilding the right mindset, he shares how emotions, time, and diversification matter more than market trends. He also explains why the real goal of wealth is not just about money but about freedom and choice.

Whether you are new to investingor looking to strengthen your long-term strategy, this episode gives you the clarity, structure, and confidence to make better financial decisions.

Tune in to learn:

→ The difference between saving, investing, and speculating

→ How different asset classes work including cash, bonds, equities, and alternatives

→ Why diversification is key to a healthy portfolio

→ The power of compounding and how it helps wealth grow

→ How to manage risk and know your own risk tolerance

→ The mindset needed to avoid emotional decisions

→ Why starting small can be a smart way to begin

→ How to filter financial noise and focus on what matters

→ Common mistakes new investors make and how to avoid them

→ Why wealth is really about freedom, security, and choice

Youtube Playlist: https://youtube.com/playlist?list=PL38eg_9ofa1K6gWumZa3kyQF5-wKRkbEa&si=BQT7UrJDd8ZeHAMU

Learn more about Financial Wellbeing with Emirates NBD

Financial Literacy |Empowering Smarter Financial Decisions | Emirates NBD

#FinancialWellbeing#EmiratesNBD #Saving#Spending #SmartMoneyMoves #MoneyMindset #FinancialFreedom#Podcast

You don’t need a fortune to start investing. You need patience, discipline, and perspective.

⏱️ Key Moments

00:08 Welcome and episode overview

01:00 Saving vs investing and the real difference

02:00 Understanding asset classes and their roles

05:00 The balance between risk, return, and time

07:00 What trading, margin, and leverage actually mean

09:00 Bull and bear markets explained

10:00 Why emotions are your biggest investment enemy

12:00 The power of compounding

13:30 How to filter financial noise and avoid hype

15:00 Investing vs trading and finding your approach

16:00 Common mistakes first-time investors make

17:00 Understanding your risk tolerance

18:00 Why it helps to start small and learn early

19:00 How to build a simple and diversified portfolio

20:00 Trends vs true investment opportunities

22:00 Learning from losses and starting again

23:00 Advice for those starting to invest in their thirties

25:00 Maurice’s five key lessons for investors

26:00 What wealth really means beyond money

في هذه الحلقة من بودكاست التثقيف المالي من بنك الإماراتدبي الوطني، تستضيف دانة قمبر ‏موريس غرافيير، المسؤول الرئيسيللاستثمار - إدارة الثروات في بنك الإمارات دبي الوطني، في حوار ثري حولالاستثمار، معناه الحقيقي، الفرق بينه وبين الادخار، وكيف يمكن لأي شخص أن يبدأحتى بمبالغ بسيطة.

يُبسّط موريس عالم الاستثمار إلى دروس واقعية وسهلة الفهم،موضحًا أهمية فئات الأصول المختلفة، والعقلية الصحيحة للاستثمار، وكيف تلعبالعواطف، والوقت، والتنويع دورًا أكبر من متابعة اتجاهات السوق. كما يشارك رؤيتهحول أن الهدف الحقيقي من بناء الثروة ليس المال بحد ذاته، بل الحرية والاختيار.

سواء كنت جديدًا في عالم الاستثمار أو تسعى لتعزيزاستراتيجيتك طويلة الأجل، تمنحك هذه الحلقة وضوحًا وهيكلًا وثقة لاتخاذ قراراتمالية أفضل.

استمع لتتعرف على:

اشترك الآن لمزيد من الحلقات والنصائح العملية في مجالالتثقيف المالي.

تعرّف أكثرعلى التثقيف المالي مع بنك الإمارات دبي الوطني:

محوالأمية المالية | قرارات مالية ذكية | بنك الإمارات دبي الوطني