5 Keys To Financial Literacy
S A U N A I E13 Apr 2022

5 Keys To Financial Literacy

5 KEYS of Financial Literacy Q U O T E S: "If you don't get out of the box you've been raised in, you won't understand how much bigger the world is." 2nd: Loyalty is Everything, but Everything isn't Loyal. 5 K E Y S of F i n a n c i a l L i t e r a c y 1. E A R N: Before you can start Spending, Saving, and investing, you need to know how much money you make. If you make the same amount each month, this part is pretty easy. Take a good look at your paycheck to identify your gross and net income, and note any other deductions, such as employer-sponsored health insurance or a retirement plan. 2. S P E N D: Creating A Personal Budget A Personal Budget is just a plan for how you want to spend your money, but it’s also the most useful tool for achieving your Financial Goals. To create a Monthly Personal Budget, you’ll need to track your spending over the course of 1 month, and then break everything down into categories. as in the popular 50/30/20 budgeting rule. 3. S A V E: Determining Your Financial Goals Everyone knows it’s important to save money, but it’s hard to spend less than you earn without specific financial goals to work towards. Your financial goals will depend on your unique situation. 4. B O R R O W: Credit Cards, Loans & Credit Score Even if you’re a Diligent Saver, at some point you may have to borrow money to cover a large expense like a home or car. Maybe you borrowed money as a college student and are currently dealing with student loans or credit card debt. 5. P R O T E C T: Preventing Fraud & Buying Insurance Once you’ve set yourself up with a solid budget and investment strategy, it’s important to protect the money that you’ve made. This means regularly reviewing your bank accounts and credit card statements for mistakes or suspicious activity; keeping documents and passwords secure to prevent scams and identity theft; and buying the right kind of insurance to protect yourself in the event of an emergency. Check out the website - > www.SAUNAIE.com Follow us on social media @SAUNAIE Outro: Karma has no Menu. You Get Served What You Deserve.

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Ep. 241: Tiny Life Changing Habits

Ep. 241: Tiny Life Changing Habits

S A U N A I E Presents Tiny Life Changing Habits Q u o t e s: Don't Let Anyone including yourself Speak Negatively About You 2nd: You've survived everything life has thrown at you, because you're Warrior S e g m e n t s: Tiny Life Chaging Habits 1. Everyday Write 3 Things You're Grateful For. 2. Say "No" more often. People will walk all over you if you say "YES" to Everything. 3. Ask Yourself Whether What You're Doing is Worth it? 4. Invest in Experience 5. Declutter Your Workspace. 6. Do A Brain Dump 7. Giveaway Things You Don't Need 8. Keep Track of Your Money. 9. Split Your Tasks into bite-sized Actionable Steps. 10. Try Social Media Detoxification Every Once in a While. 11. Use DND more often 12. Spend 30 mins. daily doing "Nothing" 13. Prepare your clothes the night before. 14. Head Full of Thoughts? Go for a Walk 15. Read 15 mins a Day 16. Let Go of Self-Critical Thoughts H o u s e k e e p i n g Share. Subscribe. Review o u t r o: Be Strong Enough to be Patient while You're Waiting For Your Blessings to Show Up.

20 Mars 202314min

Ep. 240: How to Overcome Overthinking with XO

Ep. 240: How to Overcome Overthinking with XO

Q u o t e s: Everything is Possible when you Believe in Yourself. 2nd: Everything comes to him who Hustles While He Waits. S e g m e n t s: The People You Attract Are A Mirror of You. 1. The Problem is Rarely The Problem 2. Avoid Self-Rejection. 3. Silence & Time 4. An important Question 5. The Power of Now 6. Fact-Check Your Own Thoughts 7. Acceptance is Peace 8. Health starts in your mind H o u s e k e e p i n g Subscribe. Share. Review. O u t r o: You're A Walking Miracle, Never Doubt How Amazing You Truly Are.

17 Mars 202315min

Ep. 239: How To Stay Calm Under Life Storms

Ep. 239: How To Stay Calm Under Life Storms

Q u o t e s: Wear Gratitude like a Cloak & it will Feed Every Corner of your Life. 2nd: Stressing about the Future will Rob You of Today's Joys, Live Your Life One Day at a Time. S e g m e n t s: Ways To Calm Yourself When Life is Getting Tough 1. Walk 2. Indulge 3. Be Generous 4. Sit in a Coffee Shop or a Busy Street & Soak Up Your Surroundings. 5. Educate Yourself 6. Preparation 7. Strengths h o u s e k e e p i n g Share. Subscribe. Review. o u t r o: You Deserve Relationships That Never Make You Question Your Worth.

13 Mars 202311min

EP. 238: Unspoken Social Rules

EP. 238: Unspoken Social Rules

S A U N A I E Presents Unspoken Social Rules q u o t e s: The Best Decision You'll Ever Make is to Become The Best Version of Yourself 2nd: Let Yourself Walk Away From People & Situations that Don't Feel Right, So You Have Time & Space For Those That Do. S e g m e n t s: Unspoken Social Rules 1. Don't Call Someone More Than Twice Continuously 2. If you borrow money from someone, Return it, even before they ask for it. 3. When Someone Treats You to Breakfast, Lunch or Dinner, Don't Buy The Most Expensive Dish on the Menu. 4. Always Open The Door for the Person Coming Behind You. 5. Be Nice & Kind to Waiters, Cleaners, Helpers, Drivers, or Anyone Offering You a Service & Treat Them with the same Respect You'd Give a Manager or a CEO 6. If you take an Uber, Lyft, or Taxi with a Friend, & He/She pays now, You Pay Next Time. 7. Respect Different Opinions 8. Never interrupt People Talking 9 .Say "Thank You" when someone is Helping You. 10. Don't Break Your Promises, or Don't Make 1 if you aren't sure you can keep it. 11. When someone tells you a Secret, Take it with you to your Grave, even if you wake up as enemies the next Morning. 12. Don't Set a Time without Being Punctual Yourself. 13. Never Talk About Your Riches the Midst of the Poor. H o u s e k e e p i n g Share. Subscribe. Review We're on Youtube o u t r o: All Mistakes I Ever Made in My Life Were When I Wanted To Say No, & Said Yes

10 Mars 202311min

EP. 237: Are You Mentally Healthy?

EP. 237: Are You Mentally Healthy?

S A U N A I E Presents Tips For Staying Mentally Healthy q u o t e s: Everyone has Highs & Lows that they have to learn from, but every morning I start my day saying "Today's going to be a great day" 2nd: Instead of impressing others with what you have, focus on impressing yourself with Who You Are. S e g m e n t: Tips for Staying Mentally Healthy Tip #1: Getting Enough Sleep because People Suffering From Sleep issues are More Likely to Experience Tip #2: Listen to Your Body: Our bodies have a way of Communicating with us when there's something it needs that it's not receiving. Tip #3:Take A Break from Social Media Tip #4: Be Patient With Yourself Tip #5: Get Up & Get Moving Tip #6: Track Gratitude & Achievement with a Journal Tip #7: Identify your Strengths, Weaknesses, & Boundaries H o u s e k e e p i n g Share. Subscribe. Review. o u t r o: All You Have To Do Today is Start. Don't Worry About How Far You'll Go. Just Start.

6 Mars 202312min

EP. 236: Do You Have Self-Discipline?

EP. 236: Do You Have Self-Discipline?

S A U N A I E Presents Self-Discipline Secrets q u o t e s: When Hard Work is Your Only Options, Success is your only Result. 2nd: Self-Care isn't Selfish. It's a Crucial Part of Being a Happy Healthy Human. S e g m e n t s: Secrets of Self-Discipline 1. Meeting Your Own Deadlines. 2. Not Eating in Front of a Screen 3. Doing that Final Rep in the Gym 4. Turning Off Netflix at a set time 5. Not touching your Phone when you're at Dinner or on a date 6. Putting Your Phone in a Different Room while Working 7. Making Healthy Dinners Nightly or Meal Prep 8. Going To Workout Even When You're Tired 9. Eating the same food 4x a week to lose weight. 10. Reading even when you don't feel like it. h o u s e k e e p i n g Share. Subscribe. Review. o u t r o: Our Greatest Weakness Lies in Giving Up. The Most Certain Way To Succeed is Always to Try Just 1 More Time.

27 Feb 202315min

EP. 235: 7 Deadly Sins of the Tongue

EP. 235: 7 Deadly Sins of the Tongue

S A U N A I E Presents 7 Deadly Signs of Speaking You Should Avoid q u o t e s: Consistency is the key to positive Progress. Never Forget Why You Started. 2nd: Have The Courage To Be Who You Are, Not What People Expect You To Be. S e g m e n t s: 7 Deadly Signs of the Tongue 1. Gossiping 2. Judging 3. Negativity 4. Complaining 5. Lying 6. Dogmatism 7. Excuses H o u s e k e e p i n g Share. Subscribe. Review o u t r o: Not All Success Comes from Hard Work, it also Requires A Vision of The End Goal.

24 Feb 202313min

EP. 234: Check Yourself Before You Wreck Yourself

EP. 234: Check Yourself Before You Wreck Yourself

S A U N A I E Presents Check Your Ego q u o t e s: Humans aren't born to work & stress out. Rest Days are important. Self-Care days are important. You Deserve Time Off. 2nd: Your Goals are Unique & so is your Journey. Don't Judge your results by someone else's standards. S e g m e n t: 7 Tips on Controlling Your Ego 1. Stop Getting Offended 2. You Don't Need To Win All The Time 3. Know When To Stop 4. You Aren't Your Reputation or Achievements 5. Know Your Ego 6. You aren't always right 7. Don't Be Superior h o u s e k e e p i n g o u t r o: You won't always be Blessed with what you want; Sometimes you'll be Blessed with What you Need.

20 Feb 202313min

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