Debt Don't Live Here Anymore
S A U N A I E29 Apr 2022

Debt Don't Live Here Anymore

S A U N A I E Presents D E B T DON'T LiVE HERE ANYMORE

Quotes: Wake Up With Determination & Go to Sleep with Satisfaction.

2nd: Regret is the thing we should fear most. Failure is an Answer. Rejection is an Answer. Regret is an Eternal Question you will never have the answer to.

S E G M E N T S: DEBT DON'T LiVE HERE ANYMORE & 8 Tips

- Americans are BURiED in Debt from Mortgages, Credit Cards, Personal Loans, Bills, and Student Loans, and the amount owed in total is on the rise.

- In 2020, Experian reported that the average American owes approximately $92,727 in Total Debt—that's highest amount on record in the U.S.

- Members of Generation X owes about $140,643, followed by Baby Boomers ($97,290) and Millennials ($87,448).

Financial experts often recommend two ways to tackle debt.

- The "Avalanche" method and the "Snowball" method.

- An Avalanche approach means you Pay Off your Loans or Credit Cards with the Highest interest Rates First. You throw as much money as you can at them, and pay only the minimum on all your other loans.

- The Snowball approach has you Tackle the Lowest Amount of Debt First, Pay it Off, and then Tackle the Next Loan.

2ND SEGMENT: Tips On Eliminating Debt

1. F A C E F A C T S

- If you've been trying to make bills vanish by throwing them away unopened, then the 1st step is Accountability. You knew what you signed up for, this isn't your 1st rodeo or maybe it is but avoiding your bills won't make them go away.

- Clear off your Desk or kitchen table and get out all your Loan Statements, Bills, & Budget—basically everything you can think of that relates to your Finances. Start Adding.

2. R E P A Y M E N T

- Not all Debts are Created Equal. When making Your Plan, You'll need to Establish a Hierarchy among Your Debts & make a Plan Of Attack. Experts say to Target the High-interest Debt 1st; Non-Deductible, Low-interest Debt Next; and Tax-Deductible Debt Last.

3. Get The Damage Report

- Check your credit Score and review your credit report for inaccuracies or patterns of bad behavior. You can get your credit rating the same way lenders, and landlords do—from each of the three credit bureaus - Experian, Equifax, and TransUnion.

4. Gaining Control

- Get rid of Troublesome Accounts and Pay Down your overall debt on time. Use Automatic Payments & Tighten Up your Budget to get your debt under control. This will keep your credit rating from getting worse and, over time, will improve it.

5. Doubling Down

- Whenever possible, Double Up the payments on your highest-interest debt. Although it's not quite as efficient as consolidating, Doubling Up on payments can speed up the payback period. Once you've eliminated the highest-interest debt, double up payments on the next-highest debt. This strategy is called a Debt Avalanche.

H o u s e k e e p i n g

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Digit Link - > https://digit.co/r/Z1jPwzPBzN?ad&twb=true


Avsnitt(297)

EP. 233: Becoming Aware of Your Emotional Intelligence

EP. 233: Becoming Aware of Your Emotional Intelligence

Q u o t e s: Stop replaying it in your mind & start something new. Get out of your head 2nd: The key is to keep company only with people who uplift you, whose presence calls forth your best. S e g m e n t s: E m o t i o n a l i n t e l l i g e n c e 1. Observe Your Emotions (Self-Awareness) 2. Choose to Respond versus Reacting (Social Awareness) 3. Control Your Emotions (Self-Management) 4. Don't Brush off Negative Comments (Self-Management) 5. Empathize with Others ( Social Awareness ) 6. Be Friendly ( Relationship Management ) 7. Understand where stress comes from q u o t e s: Enjoy this moment. It's now or never.

17 Feb 202314min

EP. 232: Stress Relievers for 2023

EP. 232: Stress Relievers for 2023

S A U N A I E Presents Stress Relievers q u o t e s: You'll Never Regret Loving Yourself 2nd: Travel is the only thing you buy that makes you richer. S e g m e n t: Stress Relievers 1. Ask Yourself: Will This Crisis Really Matter 1 Year From Now? - We get caught up in the daily stresses of Life but never take the time to really analyze if this will matter a year from now or even 5 years from. 2. Press the Pause button on your life for 5 mins. & go for a walk. - This always helped me when stress came about, there's nothing like fresh air & nature. 3. Drink More Water: science confirms that drinking more water improves Brain Function. 4. Whatever is Stressing you or has you worried write it in a Journal. The very act of letting go onto paper will help you release the worries' hold on you. 5. Express how you're feeling to a family member or friend. h o u s e k e e p i n g Share, Review, & Subscribe o u t r o: Do one thing today that makes you Happy.

13 Feb 20238min

EP. 231: Top 10 Brain Foods

EP. 231: Top 10 Brain Foods

Q u o t e s: Before You Act, Just Ask Yourself if Tomorrow's Version of You Will Thank You for it. 2nd: Be Thankful for What You Have Now. Your Future Blessings Will Be Built On Your Current Ones. S e g m e n t: Top 10 Brain Foods From Jim Kwik 1. Avocados 2. Blueberries 3. Broccoli 4. Dark Chocolate 5. Eggs 6. Green Leafy Vegetables 7. Salmon, Sardines, Caviar 8. Turmeric 9. Walnuts 10. Water h o u s e k e e p i n g We just released our Limited Edition SAUNAIE Hoodies, there's only 7 in stock & these won't be released again, so head over to the site to secure yours before they're all gone. o u t r o: To Teach is to Learn Twice.

10 Feb 202312min

EP. 230: Becoming Your Best Self

EP. 230: Becoming Your Best Self

S A U N A I E Presents Becoming the Best Version of Yourself q u o t e s: Ignore anyone who says you can't, especially yourself. 2nd: Dreams are given to you as a gift. Don't Put them on the back burner. S e g m e n t s: best You Version of you 1. You Can Look & Feel better than you ever have by Working Out 30 mins. daily & Cutting Junk Food 2. Do What You Say You're Going To Do. True Leaders Don't Lie 3. Stop Reacting to Everyone & Everything. 4. Start Building Your Future. 5. Don't Try To Control Everything, Because You Can't 6. Ghost Everyone & Focus on Yourself 7. Start a Side Hustle q u o t e: What Others Think of You Doesn't Matter. What you think of yourself does.

6 Feb 202312min

EP. 229: Becoming Remembered

EP. 229: Becoming Remembered

S A U N A I E Presents Being Remembered Q u o t e s: Trust Your Potential 2nd: You'll Never Regret Enjoying The Moment S e g m e n t s: Ways To Make People Remember You 1. Having Confident Body Language 2. Genuine Compliments Make People Remember You 3. Use Their Name 4. It Shouldn't Always Be About You 5. Be an Engaged Listener 6. Be Kind & Compassionate q u o t e: You're the key to Everything. Trust The Process but also Trust Yourself.

3 Feb 20239min

EP. 228: Hacks To Win Your Morning

EP. 228: Hacks To Win Your Morning

S A U N A I E Presents How to create a Winning Morning Routine Q U O T E S: Win The Morning, Win The Day 2nd: If you don't Sacrifice for What You Want, What You Want Becomes The Sacrifice S E G M E N T S: Morning Routine - - - - Psychological & Physical Benefits of a Morning Routine - - - - - 1. Prepares You For The Day 2. Increases Your Productivity 3. Feel in Control 4. Lower Stress 5. improve Relationships Bonus: Improves Your Confidence - - - - 4 Tips on getting Started - - - - 1. Wake up earlier & take some time for yourself to relax & prepare for the day ahead 2. Make a list of things you need to do each day & try to stick to it as best you can 3. Organize your time so that you’re not rushed or stressed out all the time 4. Get enough sleep every night so that you feel refreshed & energized the next morning h o u s e k e e p i n g: Link Linq - - - > https://buy.linqapp.com/discount/SAUNAIE?redirect=%2F%3Fafmc%3DSAUNAIE Never Give Up On Your Dreams Or Goals. More importantly Never Give Up on Yourself.

30 Jan 202319min

EP. 227: Mentally Checked Out w/Maurice Allmond

EP. 227: Mentally Checked Out w/Maurice Allmond

S A U N A I E Presents The Maurice Allmond interview Q u o t e s: Don't Chase What's Not Meant to Be Caught, That's How you End Up lost. B i O: Our Guest is A Behavioral Technician by Day & a Vibe Curator by Night, I bet you're wondering What's a Vibe Curator? Well he'll answer that himself, He's been in his carrer for 6 years. & Vibe Curating since 2010 if you party or go to clubs in the iE & LA you've probably seen him doing what he loves. Our 1st episode did numbers & if you haven't heard it, it'll be in the show notes but this one will impact you Mentally & Entrepreneurally. He's been in his 2 fields for 5 years & has another 10 in him but without further ado our Guest Maurice "DJ Finese" Allmond Linq Link https://buy.linqapp.com/discount/SAUNAIE?redirect=%2F%3Fafmc%3DSAUNAIE q u o t e: No Matter What Happens To You it Ain't Over.

23 Jan 202339min

EP. 226: Sustaining a Career You Love w/ Nilik Griffin

EP. 226: Sustaining a Career You Love w/ Nilik Griffin

S A U N A I E Presents The Peanut Interview in this episode our host XO interviews his guest Nilik Griffin who's had a 10 year career as a Barber. They cover topics from Career, Life, Business, Retirement to Food. An insightful interview about his life & more to come. O u t r o: Q u o t e: At The End of The Day, Always look at the Positive Aspects.

16 Jan 202340min

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