When It's All Too Much

When It's All Too Much

There is a difference between being in debt and being insolvent. How do you know the difference? Join me as I chat with Taz Rajan, she’s an expert on consumer proposals. I worked with her in the mortgage industry many years ago, and she sheds light on an alternative to bankruptcy. (She works for Bromwich + Smith, who help clients in BC, Alberta and Ontario.) www.bromwichandsmith.com Erin is not compensated for this podcast. It is not an endorsement or ad, and simply offers this as part of financial education. _______________ **Get The Hell Out Of Debt book is available everywhere. Click HERE to order online. Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. _______________ Because economic conditions are always fluctuating, rates, costs, currencies and world events are subject to change. There may be a gap in what happens between the time this podcast is recorded and the time you listen to it. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

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Counting Days Until Payday

Counting Days Until Payday

Erin and Keri dive into the “in-between”—that frustrating financial limbo where debt looms, guilt creeps in, and it feels like progress is impossible. Erin shares game-changing strategies to make every dollar count, build momentum, and take control of your finances between paydays. Join our community here: www.getthehelloutofdebt.com  Leave us a message at: https://www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

24 Feb 23min

The Most Powerful Financial Tool

The Most Powerful Financial Tool

Kiko has a net worth question but Erin doesn’t feel like she understands the weight of this epic question.  Plus, she and Keri chat about compound interest, AI tools, and the importance of mindset in wealth-building.  Get Erin's net worth tracker when you join our community here: www.getthehelloutofdebt.com  Leave us a message at https://www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

19 Feb 22min

Buying A Home While In Debt

Buying A Home While In Debt

Tirzah is eager to swap her rental for homeownership, but with $18,000 in credit card debt, is now the right time? Erin has a list of financial must-dos before making the leap into real estate.  If you're torn between paying down debt or diving into homeownership, this episode is your roadmap to financial clarity! Join our community here: www.getthehelloutofdebt.com  Leave us a message at https://www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

18 Feb 24min

When The Honeymoon Is Over

When The Honeymoon Is Over

Erin and Keri dive into why financial conversations are the real love language of a successful marriage. From tackling joint money goals to keeping lifestyle inflation in check, they share practical tips for building wealth together—without breaking the bank (or each other). Plus, why every partner needs an "F-off fund" and how to protect your financial future from day one! Join our community here: www.getthehelloutofdebt.com  For wills, Erin recommends: In the US 🇺🇸 Trust and Will  https://trustandwill.sjv.io/rQYqnd In Canada 🇨🇦 EPILOGUE Wills https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37  CODE: ERIN20  Leave us a message at https://www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

17 Feb 32min

Cynthia Pays Off $27,000 In A Year

Cynthia Pays Off $27,000 In A Year

Through deep personal work and the Get the Hell Out of Debt program, Cynthia crushed $27,000 of debt in a year—transforming not just her finances, but her entire life. Now, she’s navigating the tricky shift from survival mode to abundance, learning to embrace wealth without guilt. Tune in to hear how she’s rewriting her money story and building a future filled with purpose, freedom, and financial security. Join Cynthia in our community here:  www.getthehelloutofdebt.com  Leave us a message at https://www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

12 Feb 41min

How To Be A Killer Negotiator Without Being A B*tch

How To Be A Killer Negotiator Without Being A B*tch

Erin is breaking down the fine art of asking for what you're worth with confidence (and without being a jerk about it). From mastering silence to framing the conversation for a win-win, Erin has ten powerful tips that will transform the way you negotiate. Join our community here:  www.getthehelloutofdebt.com  Leave us a message at https://www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

11 Feb 28min

Managing Cash Flow on Fixed Incomes

Managing Cash Flow on Fixed Incomes

Evan paid off $30,000 in 14 months - without being able to earn extra income! Erin and Keri discuss the broken systems that keep so many stuck, and explore how shifting our mindset can unlock new possibilities. If you’ve ever felt like your circumstances are holding you back, Evan’s story will inspire you to take control and rewrite your financial future. Join Evan in our community here:  www.getthehelloutofdebt.com  Leave us a message at https://www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Feb 22min

Unraveling Your Relationship With Money - Shannah Game

Unraveling Your Relationship With Money - Shannah Game

Erin's friend, Shannah Game, has a new book coming out this month, and we get to chat with her about what you can expect from this awesome read. Shannah shares her raw, personal journey—starting over after divorce with nothing but a suitcase—and how it led her to help others rewrite their money stories. You can find Shannah here: www.everyonestalkinmoney.com  Preorder her book here: https://amzn.to/4aMspm0  Join our community here: www.getthehelloutofdebt.com  Leave us a message at  www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Feb 53min

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