Your Mortgage Questions Answered LIVE - Part 2

Your Mortgage Questions Answered LIVE - Part 2

Erin is LIVE for the second time this season with the Get The Hell Out Of Debt community and answers questions about mortgages and real estate - including the penalties and risk involved in re-mortgaging your home and the fixed vs variable debate. And also why Erin has a PO Box and recommends the same for you. ___________________________ To join the Get The Hell Out Of Debt community, get the course here: https://www.erinskyekelly.com/get-the-hell-out-of-debt-course If you are a Canadian who wants Erin and her team to handle your mortgage, fill out this application: https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f www.ErinKellyMortgages.ca Free resources no matter what country you live in at www.FinancialTransformation.ca Check out Erin's mortgage webinar here: https://www.erinskyekelly.com/registration-page-b95590bc-1969-4710-bd97-6e05a7ff7140 ___________________________ 0:45 Show Intro 1:15 Charis Mortgage Renewal. To Penalty, Or Not To Penalty 4:52 Where Does Refinancing Money Come From 6:12 Variable vs. Fixed Rate Mortgages 11:00 What Do Banks Look For 16:16 Erin’s Unsolicited PO Box Advice 19:34 Manulife Mortgage LOC vs. Other Mortgage Options 25:50 Show Extro And Candid Zoom Moments _______________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Wendy Got The Hell Out

Wendy Got The Hell Out

Wendy didn't always have the greatest relationship with money. But she took the Get The Hell Out Of Debt program and got to work, and now she loves checking her credit card statement and seeing ZERO as her balance. Listen in to find out how not even a car accident could derail her success.  _______________ **Get The Hell Out Of Debt book is available everywhere. Click HERE to order online.  Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. _______________ Because economic conditions are always fluctuating, rates, costs, currencies and world events are subject to change. There may be a gap in what happens between the time this podcast is recorded and the time you listen to it. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

11 Juni 202039min

How To Talk To Your Partner About Money

How To Talk To Your Partner About Money

Relationships and money can be tricky business. Erin knows this firsthand! She shares personal stories of navigating through money issues when she and her partner were definitely NOT on the same page. This episode is full of helpful tips on how to talk to your person about money...even if they don't want to talk. Naked budget meeting, anyone? You can download the list of questions to work through with *your* partner at www.financialtransformation.ca _______________ **Get The Hell Out Of Debt book is available everywhere. Click HERE to order online.  Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. _______________ Because economic conditions are always fluctuating, rates, costs, currencies and world events are subject to change. There may be a gap in what happens between the time this podcast is recorded and the time you listen to it. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

4 Juni 202034min

Erinn Is Debt-Free In Under a Year

Erinn Is Debt-Free In Under a Year

Erin talks with Erinn Flaman about how she became debt-free by focussing on small things. Over time, Erinn's tips and tricks are saving her thousands.  _______________ **Get The Hell Out Of Debt book is available everywhere. Click HERE to order online.  Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. _______________ Because economic conditions are always fluctuating, rates, costs, currencies and world events are subject to change. There may be a gap in what happens between the time this podcast is recorded and the time you listen to it. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Maj 202024min

Jade Masters Her Money And Is Pandemic Prepared

Jade Masters Her Money And Is Pandemic Prepared

Meet Jade Fulton who paid off all her consumer debt, and feels calm about her finances...even while on maternity leave during a pandemic. Listen to her advice for feeling certain in uncertain times. _______________ **Get The Hell Out Of Debt book is available everywhere. Click HERE to order online.  Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. _______________ Because economic conditions are always fluctuating, rates, costs, currencies and world events are subject to change. There may be a gap in what happens between the time this podcast is recorded and the time you listen to it. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

16 Apr 202027min

How to Teach Your Kids About Money, Part 2

How to Teach Your Kids About Money, Part 2

A continuation on all the things we wish we knew, but why it’s not too late, or ever too early to learn.  _______________ **How To Teach Your Kids About Money course is available HERE for just $99 USD. (price subject to change) **Get The Hell Out Of Debt book is available everywhere. Click HERE to order online.  Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. _______________ Because economic conditions are always fluctuating, rates, costs, currencies and world events are subject to change. There may be a gap in what happens between the time this podcast is recorded and the time you listen to it.   Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

26 Mars 202023min

How to Teach Your Kids About Money

How to Teach Your Kids About Money

If your kids copied your money habits today, would you be excited for their financial future? Here’s a quick rundown on ways to gently and kindly coach your kids.  _______________ **How To Teach Your Kids About Money course is available HERE for just $99 USD. (price subject to change) **Get The Hell Out Of Debt book is available everywhere. Click HERE to order online.  Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. _______________ Because economic conditions are always fluctuating, rates, costs, currencies and world events are subject to change. There may be a gap in what happens between the time this podcast is recorded and the time you listen to it. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

19 Mars 202021min

Mortgage Consolidation: Is It A Quick Fix?

Mortgage Consolidation: Is It A Quick Fix?

Should you roll your debt into your mortgage for one easy payment? This episode will have you scrambling to read your fine print on your mortgage.  _______________ **Get The Hell Out Of Debt book is available everywhere. Click HERE to order online.  Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. _______________ Because economic conditions are always fluctuating, rates, costs, currencies and world events are subject to change. There may be a gap in what happens between the time this podcast is recorded and the time you listen to it. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

12 Mars 202023min

When It's All Too Much

When It's All Too Much

There is a difference between being in debt and being insolvent.  How do you know the difference? Join me as I chat with Taz Rajan, she’s an expert on consumer proposals. I worked with her in the mortgage industry many years ago, and she sheds light on an alternative to bankruptcy. (She works for Bromwich + Smith, who help clients in BC, Alberta and Ontario.) www.bromwichandsmith.com Erin is not compensated for this podcast. It is not an endorsement or ad, and simply offers this as part of financial education. _______________ **Get The Hell Out Of Debt book is available everywhere. Click HERE to order online.  Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. _______________ Because economic conditions are always fluctuating, rates, costs, currencies and world events are subject to change. There may be a gap in what happens between the time this podcast is recorded and the time you listen to it. Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Mars 202035min

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