Mixing Personal and Business Expenses

Most financial advice focuses on tightening, cutting, and shrinking, and yet the results rarely feel expansive. Erin Skye Kelly challenges that entire approach. She looks at how unresolved habits, invisible obligations, and outdated decisions quietly shape your spending, energy, and financial outcomes. Have a listen if you’ve ever felt like you’re doing “all the right things” but still feel stuck.  For Erin’s full Life Cleanse video, click here to watch: https://tinyurl.com/43vj39ss  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Jan 30min

There’s a difference between being proactive and being pressured, and most people don’t realize when they’ve crossed that line. Erin Skye Kelly takes on one of the most emotionally charged financial topics parents face and examines how timing, flexibility, and control matter more than good intentions. If you’ve ever wondered whether you’re prioritizing the right things for your kids, this episode will give you a new lens to think through it. Join our online community: www.getthehelloutofdebt.com  For more information on Transformation Weekend, visit transformationweekend.ca  Today’s episode is brought to you by Quince. Treat yourself to bedding that lasts. Go to quince.com/skye and receive free shipping and 365 day returns.  Thanks to our sponsor, AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

24 Dec 202542min

You don’t need more discipline; you need fewer decisions. This episode explores how to design a money system that works even when life is busy, overwhelming, or unpredictable. Erin Skye Kelly shares straightforward strategies to reduce friction, prevent “financial jump scares,” and make bills, savings, and spending easier to manage without constant attention. Join our online community: www.getthehelloutofdebt.com  For more information on Transformation Weekend, visit transformationweekend.ca  Today’s episode is brought to you by Quince. Treat yourself to bedding that lasts. Go to quince.com/skye and receive free shipping and 365 day returns.  Thanks to our sponsor, AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  To help simplify your money, check out Monarch. Monarch is an all-in-one personal finance tool that brings your entire financial life together. Get 50% off your first year with code SKYE at monarch.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

23 Dec 202522min

You’ve been doing the “right things” with your money - paying off debt, saving consistently, maybe even investing - but there’s a quiet question that keeps coming up: what is all of this actually for? Erin Skye Kelly and Keri Blakeney talk once again with their favourite Money Machine expert, Mel Abraham, to unpack what happens after the debt is gone and why most people misunderstand retirement entirely. If you’ve ever wondered when your money starts working for you this conversation will change the way you think about building wealth. Find Mel Abraham online here: https://melabraham.com/ Get Mel’s book “Building Your Money Machine” here: https://amzn.to/4p7cncf  Join our online community: www.getthehelloutofdebt.com  For more information on Transformation Weekend, visit transformationweekend.ca  Today’s episode is brought to you by Quince. Treat yourself to bedding that lasts. Go to quince.com/skye and receive free shipping and 365 day returns.  Thanks to our sponsor, AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

22 Dec 202537min

Your future boss is probably already Googling you… the question is, what are they finding? Today Erin and Keri talk with Emily Pearlman - a LinkedIn expert - and they break down the modern rules of getting noticed, getting hired, and getting ahead. If you’ve been feeling the nudge to elevate your career, this episode gives you the roadmap (and the push) to finally do it. You can find Emily on LinkedIn: linkedin.com/in/emilypearlman Emily’s wise words to use at the end of an interview: “It was great speaking with you. I’m now even more excited about this opportunity.” Join our online community: www.getthehelloutofdebt.com    For more information on Transformation Weekend, go to ⁠transformationweekend.ca  ⁠ Today’s episode is brought to you by Monarch. Monarch is an all-in-one personal finance tool that brings your entire financial life together. Get 50% off your first year with code SKYE at monarch.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

17 Dec 202542min

You love your friends, but you also love not being financially drained - which is why this episode tackles the awkward world of unpaid IOUs and holiday-season “forgetfulness.” Erin and Keri are unpacking what to do when someone you care about doesn’t follow through, and how to respond without guilt, resentment, or passive-aggressive scorekeeping. It’s the exact guide you need if you’re juggling real life, real bills, and real friendships. Join our online community: www.getthehelloutofdebt.com  Share your money loaning successes and fails with us at www.speakpipe.com/erinskyekelly   For more information on Transformation Weekend, go to ⁠transformationweekend.ca  ⁠ Today’s episode is brought to you by Monarch. Monarch is an all-in-one personal finance tool that brings your entire financial life together. Get 50% off your first year with code SKYE at monarch.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

16 Dec 202523min

Most of us are one unexpected layoff away from mild financial chaos, but it doesn’t have to stay that way. This episode dives into how diversified income and non-correlated assets work together to create a steadier, less dramatic wealth-building journey. Consider it your roadmap to becoming the kind of person who has options, even when life gets weird. Join our online community: www.getthehelloutofdebt.com  For more information on Transformation Weekend, go to ⁠transformationweekend.ca  ⁠ Today’s episode is brought to you by Monarch. Monarch is an all-in-one personal finance tool that brings your entire financial life together. Get 50% off your first year with code SKYE at monarch.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

15 Dec 202524min

Erin has 6 ways for you to pay off your debt and no matter what your situation is, there’s a strategy here that fits the way your brain works. You’ll walk away knowing exactly how to choose the method that keeps you consistent so you can finally see momentum instead of mayhem. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Flytographer. Give the Gift of Memories this holiday season with a Flytographer gift card to hire a local photographer in 350+ destinations around the world to capture the magic of travel! https://flytog.co/ERINSKYEKELLY Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  For more information on Transformation Weekend, go to ⁠transformationweekend.ca ⁠ Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Dec 202521min