#66 - Emergency Fund vs Month Ahead
YNAB is not like other budgeting methods. Rule Four is "age your money" and it encourages folks to spend last month's earnings on this month's expenses, thereby breaking the paycheck to paycheck cycle...
31 Maj 202338min
#65 - Gamifying YNAB
Budgeting is pretty fun already... if you're a budget nerd. But what's even more fun than reconciling your account, or assigning that fresh pay check that just hit your account? Making a game out of i...
17 Maj 202352min
#64 - Real Life Debt Pay Down (Without the Guilt)
Ben and Ernie tackle the topic of paying off debt, with a different bent than the typical personal finance podcast or blog. Where many sources focus on paying debt off at all costs, using extreme meas...
3 Maj 202341min
BONUS: Budget With Ernie Livestream!
Ernie is hosting a live "Budget with Me" session on the Budget Nerds YouTube channel. Ernie will be sharing his actual budget and demonstrating his process for budgeting his April paychecks. The liv...
27 Apr 20231min
#63 - Ben Shares His Categories
It's Ben's turn! Ben shares a whopping 84 categories from his budget on today's show, from "BMI" to "sundries" (Ben's favorite word). Ernie will be budgeting LIVE on YouTube with his actual April pa...
19 Apr 20231h 5min
#62 - Ernie Shares His Categories
Ever wonder what Ben and Ernie's budget looks like, in detail? Today you'll find out! Ernie shares every category in his budget -- all 60 of them -- how he uses them, and how they developed over time....
5 Apr 202346min
#61 - The Wide, Wonderful YNAB Community
Ben and Ernie discuss the rich and diverse YNAB community across the web, from subreddits to Facebook groups to YNAB-hosted seminars and workshops. There are YNAB groups for multiple languages, YNAB g...
22 Mars 202343min
#60 - Can I Afford This?
Ben and Ernie tackle the age-old question: can I afford it? Many people who are stressed about money face this question regularly, and without a solid plan for their money, there's not a good answer t...
8 Mars 202350min
