Yolanda Adams Full Interview

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin. Senior Director of Public Education and Advocacy at Experian. 🎯 Purpose of the Interview To educate listeners on fraud prevention, identity theft, credit management, and financial literacy. The conversation aims to empower individuals—especially those in underserved communities—to take control of their financial health using tools and resources provided by Experian. 🗝️ Key Takeaways 1. Fraud & Identity Theft Awareness Identity theft is increasingly sophisticated, often driven by AI. Quote: “The currency of today isn’t necessarily cash—it’s information.” 2. Experian’s Role Experian is one of the three major credit bureaus. Offers tools for fraud detection, identity verification, and credit monitoring. Quote: “We help protect people from fraud and identity theft… and help them improve their financial lives.” 3. Understanding Credit Scores Credit scores range from 300 to 850, with categories from “Poor” to “Excellent.” Key factors: payment history, credit utilization, length of credit history, types of credit, and recent activity. Quote: “Banks like people who are boring. Just pay the bills on time and keep balances low.” 4. Free Resources Free credit reports available weekly via AnnualCreditReport.com. Experian offers free monitoring, alerts, and FICO scores. Quote: “There’s no real reason to pay for a credit report today.” 5. Establishing & Rebuilding Credit Tools like Experian Go and Experian Boost help users build or rebuild credit using non-traditional data (e.g., rent, utilities, streaming services). Quote: “You can go from no credit history to having a report and score in the 630 range—in minutes.” 6. Financial Savviness Being financially savvy means controlling your money, not letting it control you. Use credit cards strategically for rewards and pay balances in full. Budgeting and goal-setting are essential. Quote: “Start from a goal perspective… What do you want to do in life?” 7. Insurance Savings Experian’s auto insurance marketplace helps users compare and save. Average savings: ~$800/year. Quote: “We’ll monitor for you… and tell you if we find a better rate.” 8. Practical Tips Audit monthly bills for hidden charges. Use loyalty programs and coupons to save on groceries and gas. Quote: “I shop so much I get free food… $6, $8, $9 savings add up.” 🧠 Final Message Rod Griffin emphasizes that financial literacy is about empowerment. By understanding your credit, using available tools, and setting clear goals, you can take control of your financial future. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

31 Dec 25min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Lynn Richardson. A financial expert, author, and speaker. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Financial Mindset & Money Management Richardson emphasizes the importance of financial literacy and shifting one's mindset about money. She discusses how spending habits and financial discipline impact long-term wealth. Multiple Streams of Income She explains the necessity of diversifying income sources to achieve financial stability. Richardson shares strategies for entrepreneurs to maximize earnings through various business ventures. Estate Planning & Generational Wealth Richardson stresses the importance of estate planning to protect assets and ensure financial security for future generations. She highlights common mistakes people make when failing to plan for their financial legacy. Tax Strategies & Business Ownership She provides insights on tax deductions, particularly for home-based businesses. Richardson explains how proper business structuring can lead to financial advantages. Financial Education & Community Impact She advocates for financial education in underserved communities. Richardson discusses her mission to empower individuals through financial coaching and mentorship. About Dr. Lynn Richardson Dr. Lynn Richardson is a financial guru, ordained minister, and best-selling author specializing in wealth-building strategies. She has been featured on The Steve Harvey Show and has helped thousands of individuals break the cycle of living paycheck to paycheck. Through her W.E.A.L.T.H. University, she provides resources on budgeting, investing, and entrepreneurship to help people achieve financial freedom. #AMI #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

31 Dec 33min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ash Cash. A top financial educator, author, and motivational speaker. The episode centers around Ash’s latest book and his journey from adversity to financial empowerment. 📘 Featured Book Title: From the Block to the Bank: How to Make the Most of Your Circumstances to Maximize Your Full PotentialFormat: Memoir + Motivational + Financial LiteracyStructure: 5 Transactions and 40 “Cash Advances” (principles for success) 💡 Key Themes & Takeaways 🧠 Mindset & Resilience Ash shares his personal story of growing up in poverty, facing rejection, and overcoming stereotypes. Emphasizes that your past doesn’t define your future—your mindset does. “Believe in your power to make anything happen” is a core message. 💸 Financial Empowerment Ash blends psychology and finance to teach people how to manage their money and mindset. Encourages people to stop chasing money and start building legacy and purpose. “Abundance is your birthright”—you don’t chase it, you allow it. 🔥 Motivation Through Vulnerability Ash openly discusses his mistakes and setbacks, including survivor’s guilt and career missteps. Uses his story to show others that success is possible despite fear, failure, or background. 📚 Book Highlights (Selected Cash Advances) #5: Believe in your power to make anything happen. #10: Take action despite fear. #12: Embrace both negative and positive feedback. #32: Create your legacy now. #34: Change your perspective on struggle. 🎧 Media & Influence Hosts: The Ash Cash Show (M–F, 8–9 AM EST on YouTube and social platforms) Inside the Vault with Ash Cash (interviews with tastemakers and entrepreneurs) Uses storytelling, humor, and real-life lessons to connect with audiences. 🧭 Target Audience Millennials (18–34) seeking entrepreneurship and financial freedom. 40+ individuals looking to reinvent themselves or reclaim their dreams. Anyone who has been told “you can’t” and needs a roadmap to “you can.” 🗣️ Rushion’s Reflections Praises Ash’s authenticity, relatability, and energy. Compares Ash to a “legend” and “Biggie Smalls of financial motivation.” Commits to supporting Ash’s journey and sharing his platform. 📢 Final Message Don’t wait to build your legacy—start now. Use fear as a signal, not a stop sign. Your story, no matter how difficult, can be your greatest asset. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

30 Dec 27min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Ledwith. She is the founder of Scholar Ready, whose mission is to help students excel in standardized testing and scholarship applications. 🔑 Key Themes & Highlights The Inspiration Behind Scholar Ready Ledwith founded Scholar Ready after realizing many students struggled with scholarships due to weak essay-writing skills. She personally secured scholarships to fund her college education, graduating with minimal student debt. The Importance of Standardized Test Preparation Scholar Ready helps students prepare for PSAT, SAT, and ACT exams to unlock scholarship opportunities. Ledwith emphasized that test scores are crucial for college admissions and financial aid. Overcoming Barriers to Higher Education Many students fear essay writing and test-taking, limiting their scholarship potential. Ledwith’s program provides personalized tutoring to build confidence and improve scores. Scholarship Application Strategies Students must research scholarship providers and tailor their essays accordingly. She advises applicants to highlight unique qualities beyond grades and test scores. Encouraging Persistence & Resilience Ledwith stresses that rejection is part of the scholarship process and should not discourage students. She encourages students to apply widely and refine their applications based on feedback. 📘 About Jennifer LedwithJennifer Ledwith is an education entrepreneur dedicated to helping students succeed in college admissions and scholarship applications. Through Scholar Ready, she provides tutoring and workshops to improve test scores and essay-writing skills, ensuring students have the financial resources to pursue higher education. #BEST #STRAW #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

30 Dec 25min

The Steve Harvey Morning Show for Tuesday, December 30th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "4-3 Relationship" | Ask The CLO | None Of Your Damn Business | Would You Rather | Comedy Roulette: Things People Say When They Don't Know They're On Speakerphone | Nephew Tommy's Prank - "Wax That Ass" | Strawberry Letter - "You're Not Doing That Tonight" Pt. 1-2 | JAB At A Kwanzaa Party | Relationship Labels | Financial Regrets | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

30 Dec 1h 32min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Blayther Sabbat. Purpose of the Interview The interview aims to: Showcase Blayther Sabbat’s mission through his nonprofit Pillars of Success, which empowers returning citizens and at-risk youth. Discuss strategies for reducing recidivism and creating pathways to success via mentorship, financial literacy, and career development. Inspire individuals and communities to take action toward social impact and economic empowerment. Key Takeaways Background and Motivation First-generation Haitian-American from Washington, D.C. Athletic background (DeMatha Catholic High School football) instilled discipline and leadership. Personal experiences with family and community challenges inspired his commitment to mentorship and reentry programs. Pillars of Success A 501(c)(3) nonprofit providing wraparound services: Mentorship Financial literacy Life and work skills Career development and housing support Focus on empowering returning citizens and at-risk youth to reintegrate successfully into society. Challenges and Misconceptions Common stigma: People assume returning citizens are “bad individuals.” Reality: Many are in survival mode and lack resources, not character. Success requires personal accountability and willingness to change. Impact and Measurement Success is defined as progress, even small steps like consistent routines or positive mindset. Emphasis on action: “The difference between success and failure is taking action.” Affordable Housing Advocacy Sabbat worked at D.C. Housing Authority for 8 years, rising from clerical assistant to certified housing inspector. Purchased property at age 26, faced conflict-of-interest issues, and resigned to pursue real estate and community impact full-time. Career Development and Partnerships Promotes trades (plumbing, HVAC, carpentry, IT) as sustainable career paths. Partnerships with Google for digital literacy tools and scholarships. Collaborates with local universities and organizations for training and job placement. Financial Literacy Learned through personal experience buying property on a $35K salary. Advocates understanding credit, banking, and responsible money management. Call to Action Support through donations, mentorship, volunteering, and spreading awareness. Website: www.pillarsofsuccess202.com Notable Quotes On stigma:“People judge returning citizens as bad individuals without knowing their story. Many are just in survival mode.” On success:“Progress—any form of it—is success. The difference between success and failure is taking action.” On leadership:“We don’t succeed unless they succeed.” On financial literacy:“It’s not about how much you make—it’s about what you do with it.” On courage:“I walk by faith. Fearless. Failure and fear are the same—you learn from mistakes.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

30 Dec 34min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Gerron Duhon. Purpose of the Interview The conversation aimed to: Highlight the importance of financial literacy for young adults. Share Jerron Duhon’s personal journey from Lake Charles, Louisiana, to Yale University and into holistic financial planning. Promote his book “The Purpose of Paper”, which focuses on building generational wealth and breaking harmful financial habits. Key Takeaways Personal Journey & Identity Shift Jerron used football as a “meal ticket” to escape his hometown, but a concussion ended his athletic career, causing an identity crisis. He pivoted toward financial education and wealth creation, emphasizing long-term planning. Misconceptions About Wealth Many young adults believe wealth comes quickly through gambling, sports betting, or flashy investments. Social media fuels the desire to display wealth rather than build wealth, leading to poor financial decisions. Financial Habits & Framework Jerron introduced his AIMS framework: Awareness: Know your current financial state. Intention: Set clear goals and reverse-engineer steps. Mindset Change: Focus on future self, not old habits. Systems: Automate savings and investments to reduce reliance on willpower. Faith and Finance Connection Principles like self-control, patience, and hope—fruits of the spirit—are essential for financial discipline. “Faith without works is dead” applies to money: belief must be paired with action. Generational Wealth Gerron stresses taking ownership of your financial future rather than leaving the burden to your children. Investing should be strategic and long-term, not like playing the lottery. Practical Advice Start small but consistent (e.g., $150/month). Use modern tools like Robinhood for stock investing. Shift from being a consumer to an owner (invest in companies you use). Notable Quotes “Football was my meal ticket… but I realized I didn’t dream far enough.” “We connect our financial decisions to display wealth instead of to build wealth.” “Faith without works is dead—just like in finances.” “Are you going to be the one that changes your generation, or will you leave that pressure on your children?” “Good advice is timeless.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

30 Dec 28min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lamar Tyler. 🎯 Purpose of the Interview To spotlight Lamar Tyler’s entrepreneurial journey, the growth of his platform Traffic, Sales & Profit (TSP), and to share actionable insights for Black entrepreneurs on building scalable, profitable businesses from side hustles. 🧭 Key Themes & Takeaways 1. Branding with Purpose Lamar emphasizes the importance of clear, relatable branding. His previous brand, Black and Married with Kids, succeeded because the name instantly resonated with its audience. Quote: “If they can hear the name, they can see it and say, ‘Hey, that’s for me.’” 2. Side Hustle to Main Hustle Most Black entrepreneurs start businesses while working full-time jobs. Success requires treating the side hustle like a real business from day one. Quote: “There is no perfect time. The time to get started is now.” 3. Consistency & Growth TSP’s first event in 2016 had only 47 attendees, half of whom came for free. Growth came from consistency and listening to the community. Quote: “Sometimes all you need is confirmation.” 4. Customer Experience & Branding Inspired by Disney’s “unexpected touchpoints,” Lamar expanded branding beyond the event space to include the hotel exterior and even airport baggage claim. Quote: “We brand everything from the lobby to the pool… to make it feel like home.” 5. Faith & Execution Faith plays a central role in Lamar’s business philosophy. He encourages entrepreneurs to act on the opportunities they pray for. Quote: “You pray to get the opportunity, now you want to do all the work too.” 6. Scaling vs. Growing Growth increases revenue and expenses; scaling increases revenue without proportional expense growth. TSP Scale is a new event focused on helping businesses reach this level. Quote: “Scale is where the real money comes in.” 7. Lever-Driven Growth System Lamar outlines systems for: Proposal processes Upselling Referral systems Creating experiences that justify premium pricing Quote: “If you create an experience around what you do, you can charge two, three, four times more.” 8. Platform & Community Lamar transitioned from doing all the speaking to empowering others in his community. He believes in giving others a platform to grow. Quote: “Too many artists try to hold on too tight… and miss out on the blessing.” 🌟 Notable Guests & Surprises at TSP Events Surprise appearances by Magic Johnson, Issa Rae, Master P, Jermaine Dupri, Janice Bryant Howroyd, and Ambassador Andrew Young. Quote: “If you want to be it, you need to see it.” 📍 Event Details New Event: TSP Scale Location: Atlanta Westin Gwinnett, Gwinnett County, GA Website: TSPScale.com #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

30 Dec 32min