Prank Phone Call King Nephew Tommy/Thomas Miles talks about overcoming the odds to host OWN’s Real Love and co-hosting the Steve Harvey Morning Show.

The Steve Harvey Morning Show for Wednesday, January 14th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back- "Pecan Tree" | Ask The CLO | These Are The Rules | Would You Rather | Lies You Tell Yourself When You've Been Dumped | Nephew Tommy's Prank - "Church Calendar" | Strawberry Letter - "My Wife Keeps Leaving Me & Coming Back" Pt. 1-2 | Tommy's Question For Steve | Can Men & Women Be Friends Pt1 | Can Men & Women Be Friends Pt2 | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

14 Jan 1h 31min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser. Chairman & CEO of FraserNet, Inc. Purpose of the Interview The interview aimed to: Promote financial literacy, wealth-building strategies, and entrepreneurial thinking within the Black community. Share actionable steps for creating generational wealth and economic empowerment. Highlight FraserNet’s mission to foster networking, education, and business development for people of African descent. Key Takeaways Knowledge & Execution Are Critical “My people perish for lack of knowledge”—Dr. Fraser emphasizes that progress requires knowledge and execution, not just protest. Rejecting knowledge leads to stagnation; skill-building and financial education are essential. Entrepreneurial Thinking vs. Entrepreneurship Focus on taking ownership and responsibility for your life. Entrepreneurial thinking can evolve into entrepreneurship, creating jobs and wealth for the community. Black Economic Empowerment By the end of the 21st century, Black people must become the #1 employer of Black people, mirroring other ethnic groups. This requires sacrifice, planning, and multiple income streams. Practical Wealth-Building Steps Open a high-interest savings account and start with $100. Buy stocks in companies you use (Nike, McDonald’s, Home Depot). Open or maximize 401(k), IRA, or Roth IRA contributions. Improve credit score by 20 points every six months until above 700. Pay $50 above minimum payments on credit cards and loans to reduce payoff time. Research term vs. whole life insurance—insurance is key for wealth transfer. Start a 529 college plan or Roth IRA for children. Gift U.S. Treasury bonds or indexed universal life policies for grandchildren. Generational Wealth & Insurance 60% of wealth transfer occurs through proper insurance planning. Example: Indexed universal life policies can yield millions tax-free for future generations. Seven Streams of Income Earned income (jobs), Profit income (buying/selling), Interest income, Dividend income, Rental income, Capital gains, Royalty income. Goal: Add a new income stream every year. Mindset Shift “The rich stay rich by pretending to be poor; the poor stay poor by pretending to be rich.” Focus on winning, not looking like you’re winning. Giving Wealth Support Black-owned businesses, restaurants, salons, authors. Volunteer, tithe, and donate to HBCUs. Encourage and uplift Black men, women, and children. Notable Quotes “We are suffering because we cannot see our problems clearly.” “Execution, execution, execution—protest without execution is meaningless.” “To be gifted, Black, and beautiful means nothing unless you are Black and powerful.” “Don’t quit your job until your side income covers twice your monthly expenses.” “White folks plan for three generations; we plan for Saturday night.” “Money attracts money—start with $100 in a savings account.” “There should not be a Negro in America with a single stream of income.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

14 Jan 16min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

14 Jan 26min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cassandra Lester. Purpose of the Interview The interview introduces Cassandra Lester’s nonprofit Grow Give Prosper and its partnership with Google’s “Grow with Google” initiative. The goal is to provide free career certification scholarships to underserved and economically impacted communities, helping individuals increase earning potential and gain financial literacy. Key Takeaways Mission of Grow Give Prosper Founded in 2023, focused on financial education and empowerment. Aims to help communities grow together, give to each other, and prosper collectively. Google Partnership Offers free career certifications in high-demand fields: Cybersecurity Data Analytics Digital Marketing & E-commerce IT Support Project Management UX Design Certifications are self-paced, online, and typically take 3–6 months. No prior experience required; participants receive a portfolio upon completion. Accessibility Scholarships are free; the only requirement is commitment. Available to anyone in the continental U.S., regardless of education level (GED, college dropout, etc.). Registration via growgiveprosper.org (scroll to Google Career Scholarships). Impact Over 300 scholarships awarded; previously had 500. Designed to level the playing field for those without Ivy League degrees. Certifications can stack (e.g., Project Management + Data Analytics) for greater career potential. Financial Literacy Defined as understanding financial concepts and applying them to daily life. Misconceptions persist—some communities avoid discussing money or undervalue credit scores. Cassandra emphasizes breaking cycles of predatory lending and poor financial habits. Challenges Cultural reluctance to discuss money. Skepticism about legitimacy of programs. Difficulty securing grants as a small nonprofit. Cassandra combats these through grassroots outreach and workshops. Personal Drive Cassandra’s passion stems from seeing financial struggles across all demographics. She actively promotes opportunities through community centers, adult education classes, and social media. Notable Quotes “I want us to grow together so that we can give to each other and then prosper as a collective.” “Google is leveling the playing field—you don’t need an Ivy League education to earn a livable wage.” “The only fee is commitment.” “Financial literacy means you understand the words, you hear the conversation, and it’s not Greek to you.” “You can’t talk about managing finances if you really don’t have anything coming in.” “You don’t want to miss this opportunity to increase your earning potential.” “Once you’re certified, that’s yours for life—you can’t repo a degree or certification.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

14 Jan 25min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teresa Edwards. Purpose of the Interview The interview aims to introduce Teresa Edwards’ book The Mirror Method: 12 Weeks to Stop Abandoning Yourself, a guided workbook designed to help individuals overcome people-pleasing tendencies, set boundaries, and prioritize their own needs without guilt. It focuses on personal empowerment, mental health, and rediscovering one’s authentic self. Key Takeaways People-Pleasing and Boundaries People-pleasing becomes harmful when you agree to things you don’t want to do, leading to stress and resentment. Setting boundaries is essential for self-respect and mental health. The Mirror Method A 12-week guided process to “unravel” harmful patterns and rediscover your true self. Emphasizes self-reflection, journaling, and gradual transformation at your own pace. Selfishness vs. Self-Care Edwards reframes “selfish” as a positive concept: prioritizing your health and happiness is necessary, not negative. You can’t be your best for others if you’re not your best for yourself. Health as a Wake-Up Call Stress is a silent killer; Teresa’s own health issues (high blood pressure) forced her to reevaluate her life. Happiness and well-being should not be age-limited—“You’re never too old to return to yourself.” Letting Go of Toxic Relationships Users often exploit people-pleasers; recognizing and removing such relationships is crucial. Fully committing to the Mirror Method means accepting hard truths and being okay with losing people who drain you. Therapy and Mental Health COVID accelerated acceptance of therapy in communities where it was previously stigmatized. Mental health is as important as physical health—“The mind is a muscle too.” Workbook Details Available on Amazon and at themirrormethodworkbook.com in print and downloadable formats. Exercises involve writing and self-reflection to confront truths and break patterns. Notable Quotes “Boundaries are key.” “Selfish is not a negative word—it’s perseverance of yourself.” “You can’t throw a party and be mad at your own party.” “Enough is enough—look in the mirror and say it.” “You’re never too old to return to yourself.” “Stress is that silent killer.” “Fully commit means accepting all those good, bad, or ugly moments—and being okay with letting go.” “The mind is a muscle too.” “Be okay with being okay.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

14 Jan 22min

The Steve Harvey Morning Show for Tuesday, January 13th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back- "Me & My Jesus" | Ask The CLO | Entertainment News | New Years Resolution | Steve Harvey's Voicemail | Nephew Tommy's Prank - "Pecan Tree" | Strawberry Letter - "I'm Going With The Flow" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Lil Wayne & Bears QB Caleb Williams | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

13 Jan 1h 32min

The Steve Harvey Morning Show for Monday, January 12th, 2026: Steve Harvey's Morning Inspiration | Show Open | The Pastors | Ask The CLO | Entertainment News | Diddy's Sons Releasing New Documentary | Sista O'Dell | Nephew Tommy's Prank - "Me & My Jesus" | Strawberry Letter - "We Were Nude When We Met" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Paper Straws | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

12 Jan 1h 37min

The Steve Harvey Morning Show for Friday, January 9th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Weed In The Church Van" | Ask The CLO | Entertainment News | What Do You... | Roscoe Wallace | Nephew Tommy's Prank - "The Blind Barber" | Strawberry Letter - "She Was Wearing My Wig Wig With My Husband" Pt. 1-2 | Junior's Sports Talk - Pimpin's NFL Playoff Picks | Social Media Advice | Ready To Love Update | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

9 Jan 1h 32min