Financial Tips:  OneUnited Bank mission is to provide affordable financial services in urban communities nationwide.

Financial Tips: OneUnited Bank mission is to provide affordable financial services in urban communities nationwide.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.

He is the owner, Chairman and Chief Executive Officer of OneUnited Bank, the largest Black owned bank and the first Black owned internet bank in America. In the aftermath of the protest against police brutality in 2016, Mr. Cohee created and spearheaded the Bank Black movement resulting in Black people transferring tens of millions of dollars into Black owned banks as a form of social protest. Through Mr. Cohee’s visionary leadership, OneUnited Bank has exceeded industry averages year after year regarding asset growth and profitability. From 1996 to the present, OneUnited assets have grown from $56 million to over $650 million. The Bank has consistently been profitable and achieved a compound growth rate on its common equity of over 35%. A successful business executive and entrepreneur for almost 20 years, Mr. Cohee founded a consulting firm in 1979 specializing in acquisition of radio and television stations by minorities. After obtaining his JD/MBA in 1985, Mr. Cohee became an investment banker at Salomon Brothers, Inc.

Company Description *
OneUnited Bank is the premier bank for urban communities, the largest Black-owned bank, the first Black internet bank and a Community Development Financial Institution (CDFI). Its mission is to provide affordable financial services to support economic development in urban communities and maintain superior financial performance to maximize shareholder value. OneUnited is an FDIC insured bank and an equal housing lender.

He is the CEO of OneUnited Bank, America’s largest Black-owned bank. Discover how OneUnited is transforming financial access through artificial intelligence technology and innovation, offering tools to help underserved communities build wealth and financial literacy. Cohee shares powerful insights on breaking down barriers in banking, leveraging technology for financial empowerment, and creating opportunities for a brighter economic future. Tune in to learn how you can take control of your financial journey with resources tailored to uplift and empower!

#STRAW

#BEST

#SHMS

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Uplift: Her book helps families prevent accidental overdoses and promotes responsible medication use.

Uplift: Her book helps families prevent accidental overdoses and promotes responsible medication use.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Yolanda D. McElroy. A registered pharmacist and author. Dr. McElroy discusses medication safety, her career in pharmacy, and her children's book, It's Not Candy, which educates children and parents on the importance of proper medication storage and awareness. 🔑 Key Themes & Highlights The Importance of Medication Safety Medications are a leading cause of accidental poisoning in children. Parents must store medicines properly and educate children on their dangers. Dr. McElroy’s Pharmacy Journey Started in chemistry before transitioning to pharmacy school. Has nearly three decades of experience in retail and hospital pharmacy. Challenges in the Pharmacy Profession Pharmacists face increasing workloads, including vaccinations and insurance issues. The profession has seen strikes due to excessive demands and responsibilities. Educating Children & Parents Her book It's Not Candy teaches kids to recognize medicine and avoid accidental ingestion. She emphasizes the need for early education, starting as young as three years old. Community Outreach & Consulting Founded MediManage Consulting to promote medication safety and health education. Works with schools and organizations to distribute her book and raise awareness. 📘 About Dr. Yolanda D. McElroyDr. McElroy is a pharmacist, consultant, and author dedicated to improving medication safety and health education. Her book It's Not Candy helps families prevent accidental overdoses and promotes responsible medication use. Let me know if you'd like any refinements! #AMI #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

10 Jan 28min

Brand Building:  Share how she built the first Black woman-owned, fully licensed character brand in major retail.

Brand Building: Share how she built the first Black woman-owned, fully licensed character brand in major retail.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed April Showers. Founder of Afro Unicorn, joins Money Making Conversations Masterclass to share how she built the first Black woman-owned, fully licensed character brand in major retail. With over $20 million in sales, Afro Unicorn celebrates diversity and empowers women and children of color. 🔑 Key Themes & Highlights Origins of Afro Unicorn April was inspired by a friend's repeated reference to her as a "unicorn," highlighting her extraordinary ability to balance multiple businesses and raise two children. Noticing existing unicorn imagery lacked representation, she created Afro Unicorn to uplift young girls of color. Challenges & Early Growth Despite facing personal hardships—including her son's hospitalization and several family losses—April remained committed to her mission. Her persistence led to a viral moment where a young girl wearing an Afro Unicorn shirt caught Walmart’s attention, resulting in a licensing deal. Licensing & Expansion Instead of manufacturing herself, April strategically partnered with licensees to distribute Afro Unicorn merchandise. Within a year, she secured 45+ licensing agreements, expanding into books, bedding, hair care, party supplies, and more. Business Strategy & Advice Trademarking Afro Unicorn early, hiring an accountant and lawyer, and writing a business plan were critical to her success. She advises entrepreneurs to visualize success, stay consistent, and never quit. Future Plans April is developing Miss April’s Crown, an animated series teaching young entrepreneurs business skills through affirmations and mentorship. 📘 About the BrandAfro Unicorn is available at major retailers, including Walmart, Target, and Amazon. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

10 Jan 33min

Financial Tips_ OneUnited Bank mission is to provide affordable financial servic

Financial Tips_ OneUnited Bank mission is to provide affordable financial servic

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee. Purpose of the Interview The interview aimed to: Highlight OneUnited Bank’s mission as the largest Black-owned and first Black-owned internet bank in America. Educate listeners on financial literacy, technology-driven banking, and economic empowerment in underserved communities. Promote OneUnited Bank’s products and services as solutions for financial challenges faced by Black Americans and others lacking access to traditional banking. Key Takeaways Historical Context & Mission The concept of a national Black-owned bank dates back to leaders like Booker T. Washington, W.E.B. Du Bois, and Martin Luther King Jr., who emphasized economic empowerment. OneUnited Bank was formed through acquisitions and later pivoted to technology-driven banking. Technology & Innovation OneUnited embraced AI and data aggregation over a decade ago to create products that help customers understand assets, liabilities, and net worth in real time. Banking has shifted from physical branches to digital platforms, enabling nationwide access. Financial Literacy Crisis 90% of Americans lack financial literacy, largely because it’s not taught in schools. Cohee advocates for mandatory K–12 financial literacy education, citing studies showing it can add $126,000 to lifetime net worth. Products Designed for Real Needs CashPlease: Short-term emergency loans at affordable rates. Second Chance Checking: Helps rebuild credit. Savings Programs: Often in collaboration with employers. These products address real-life challenges like low emergency savings and predatory check-cashing fees. Accessibility & Reach OneUnited offers nationwide banking via oneunited.com, surcharge-free ATMs, and partnerships with major networks. Customers can deposit checks online and access services without visiting physical branches. Economic Empowerment Technology enables entrepreneurship without owning physical products—leveraging branding and e-commerce. Cohee draws parallels between today’s tech opportunities and the historical wealth-building of Black Wall Street. Notable Quotes “We are FDIC insured, commercial bank like them. The only difference is we’re smarter and we have better technology.” “Technology and AI allow anyone to make decisions like they were an expert.” “If we taught financial literacy in schools, it would create over $100,000 in net worth per person over their lifetime.” “You don’t have to go to check cashers and get ripped off. Just go to oneunited.com.” “We’ve been working on AI for over a decade. We’re not coming to the party—we are the party.” “Our generation has technology and communication skills. We can change society.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

10 Jan 33min

Uplift: He highlights the importance of mental health and wellness, in elite sports, and entrepreneurial spaces.

Uplift: He highlights the importance of mental health and wellness, in elite sports, and entrepreneurial spaces.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Kurt Jones. Purpose of the Interview The conversation aims to highlight the importance of mental health and wellness, particularly in the Black community, elite sports, and entrepreneurial spaces. It focuses on mental resilience, confidence building, and strategies for handling stress and setbacks, while introducing Dr. Jones’ methodology and his mission through Play 21 Wellness Academy. Key Takeaways Mental Health in the Black Community Historically stigmatized; seen as weakness or negativity. Today, awareness is improving, but significant work remains. Customized Approach Dr. Jones does individualized analysis and treatment plans for athletes and business professionals. Rejects “cookie-cutter” solutions—tailors strategies to personal circumstances. The Shelving Method A mental organization system with four shelves: Immediate Shelf: Urgent tasks within 24 hours. Active Shelf: Important but less urgent tasks. Holding Shelf: Items to revisit later. Elimination Shelf: Thoughts/tasks to discard permanently. Helps clients focus on the present and avoid dwelling on past mistakes. Confidence & Setbacks Confidence can collapse after major losses or failures. Strategy: Remind clients of their greatness, review past successes, and rebuild momentum. Consistency and adaptability are key to sustaining success. Play 21 Wellness Academy Founded in memory of Ben Wilson, a top basketball player and Dr. Jones’ best friend. Mission: Support youth athletes, address issues like parent/teacher abuse, and provide mental health resources. Operates as both a nonprofit and for-profit entity. Broader Client Base Works with elite athletes, entrepreneurs, and high-level professionals. Mental clarity and emotional control are critical for success in any field. Health & Balance Encourages regular medical checkups, stress management, and work-life balance. Advocates for self-reward and stepping out of comfort zones while maintaining wellness. Upcoming Projects Book: Chi-Town Blueprints (personal story and mental resilience). Workbook on the Shelving Method for schools, universities, and professionals. Notable Quotes On Mental Health Stigma:“When people talked about mental health, the first thought was negative.” On Focus:“You can’t take the last play to the next play.” On Success:“Mental thinking is a huge part of success.” On Confidence:“Remind yourself of what got you to the point where you were winning.” On Consistency:“You’ve never seen a Brinks truck behind a funeral car—the graveyard is the richest place because people die with million-dollar dreams.” On Purpose:“Walk in your purpose. When you walk in your purpose, there’s no stopping you.” #SHMS #STRAW #BEST #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

9 Jan 38min

FULL SHOW: Stupid Questions, Strawberry Letter:She Was Wearing My Wig With My Husband - 1.9.26

FULL SHOW: Stupid Questions, Strawberry Letter:She Was Wearing My Wig With My Husband - 1.9.26

The Steve Harvey Morning Show for Friday, January 9th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Weed In The Church Van" | Ask The CLO | Entertainment News | What Do You... | Roscoe Wallace | Nephew Tommy's Prank - "The Blind Barber" | Strawberry Letter - "She Was Wearing My Wig Wig With My Husband" Pt. 1-2 | Junior's Sports Talk - Pimpin's NFL Playoff Picks | Social Media Advice | Ready To Love Update | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

9 Jan 1h 32min

FULL SHOW: Sick Days, Strawberry Letter: Double Standards Are A Thing Of The Past - 1..8.26

FULL SHOW: Sick Days, Strawberry Letter: Double Standards Are A Thing Of The Past - 1..8.26

The Steve Harvey Morning Show for Thursday, January 8th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Sweat Hog" | Ask The CLO | Entertainment News | Sick Days | Chris Redd | Nephew Tommy's Prank - "Weed In The Church Van" | Strawberry Letter - "Double Standards Are A Thing Of The Past" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Escaped Monkey Trashes Music Store | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

8 Jan 1h 32min

FULL SHOW: Revenge Fire, Strawberry Letter: New Year, New Body - 1.7.26

FULL SHOW: Revenge Fire, Strawberry Letter: New Year, New Body - 1.7.26

The Steve Harvey Morning Show for Wednesday, January 7th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Can I Paint Your Wife Naked?" | Ask The CLO | Entertainment News | J Rap's 1st Poem Of 2026 | Revenge Fire | Nephew Tommy's Prank - "Sweat Hog" | Strawberry Letter - "New Year, New Body" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Shirley Cooking Lessons | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

7 Jan 1h 32min

FULL SHOW_ Vision Boards, Strawberry Letter- He Got A New Zip Code For Christmas - 01.06.26

FULL SHOW_ Vision Boards, Strawberry Letter- He Got A New Zip Code For Christmas - 01.06.26

The Steve Harvey Morning Show for Tuesday, January 6th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Christmas Light Expiration" | Ask The CLO | Entertainment News | Pastor Jamal Bryant’s Wife’s Dress | Vision Boards | Nephew Tommy's Prank - "Can I Paint Your Wife Naked?" | Strawberry Letter - "He Got A New Zip Code For Christmas" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Meg The Stallion Popeye's | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

6 Jan 1h 32min

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