Don't Treat Your Business As An ATM

Don't Treat Your Business As An ATM

If you struggle keeping your business and personal finances separate, this is the episode for you. Erin says you gotta run your budget, not your bank balance - and she breaks down just how much money to put where and when. Erin recommends the book, Profit First by Mike Michalowicz - https://amzn.to/3BtQz7E _______________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. 🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly 📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum 🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 🤔Discover your Money Block by taking the online quiz https://bit.ly/3XvM8BQ 💻Go deeper into healing your Money Blocks and take the Naked Money Meetings online course. https://www.erinskyekelly.com/offers/9QhRGXLK?coupon_code=NAKED2024 👦Learn How To Teach Your Kids About Money here. https://www.erinskyekelly.com/how-to-teach-your-kids-about-money 📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter 🌱Get more info about the Underground - Erin's private group coaching - here. https://www.erinskyekelly.com/offers/fFFaiDSB/checkout Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ 👗Online Selling Success:Turning Products Into Profits https://www.erinskyekelly.com/offers/tWh2mTJp/checkout 🙆‍♀️Dissolving Your 8 Money Blocks with EFT Tapping https://www.erinskyekelly.com/offers/yy6beLgF/checkout Please rate and review this podcast so we can continue to deliver you an epic financial literacy podcast! _______________________________ 📺Check out the podcast on YOUTUBE: https://www.youtube.com/erinskyekelly Like and Subscribe! _______________________________ Products and Companies Erin uses and recommends: Borrowell - Credit Monitoring App https://imp.i203032.net/nLGa06 Canadian Online Shopping Link: This is for Canadians who shop on American sites when the site doesn’t ship to Canada Stackry https://www.stackry.com/register?referral=7318974 Flytographer Hire photographers when you travel https://flytog.co/ERINSKYEKELLY BANKING: Free Banking for Canadians for your Q+D - Simplii https://blue.mbsy.co/6tJFqQ Amazon storefront https://www.amazon.com/shop/erinskyekelly Budgeting App - YNAB https://youneedabudget.a4xxmk.net/g1dDNv Erin’s FAVORITE INSURANCE for CANADIANS Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef WILLS - EPILOGUE - Canada https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 CODE: ERIN20 Trust and Will online affordable easy to make wills in America https://trustandwill.sjv.io/rQYqnd _______________________________ Erin is a licensed Mortgage Broker in Canada: DOMINION LENDING CENTRES MORTGAGE EXCELLENCE Mortgage webinar https://www.erinskyekelly.com/pl/2147563980 Email - erin.kelly@dlcme.ca Website - http://www.erinkellymortgages.ca Mortgage application link - https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f _______________________________ If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not join. You are changing lives! Thanks to you, the podcast has grown and we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

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DAY 4 - FINANCIAL SPRING CLEANING CHALLENGE - Review Your Spending

DAY 4 - FINANCIAL SPRING CLEANING CHALLENGE - Review Your Spending

What if you could predict those moments each month when your spending gets a little out of whack? Or better yet—prepare for them? Erin and Keri explore their most regrettable purchases, talk hormonal spending patterns, and help you uncover the sneaky spending cycles hiding in your own life. It’s Day 4 of the Financial Spring Cleaning Challenge, and your receipts are about to tell you a story. Get in on the Challenge and join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

17 Apr 14min

DAY 3 - FINANCIAL SPRING CLEANING CHALLENGE - No Spend Day!

DAY 3 - FINANCIAL SPRING CLEANING CHALLENGE - No Spend Day!

Think you can go a whole day without spending a dime? Not even on coffee? 😳 Today is Day 3 of the Financial Spring Cleaning Challenge and we are challenging you to hit pause on your spending—but with a twist. This isn't about deprivation or budgeting like a bootcamp sergeant. It's about getting curious, not judgmental, about why you reach for your wallet. If you've ever opened a shopping app “just to browse” and suddenly ended up with four throw pillows and a weird candle, tune in.  See what others are saying about the Challenge when you join our community here: www.getthehelloutofdebt.com  Sponsor: Check out www.airdoctorpro.com and use the promo code ERIN to save up to $300.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

16 Apr 22min

 DAY 2 - FINANCIAL SPRING CLEANING CHALLENGE - Clean Out Your Closet

DAY 2 - FINANCIAL SPRING CLEANING CHALLENGE - Clean Out Your Closet

It's Day 2 of the Financial Spring Cleaning Challenge! Erin and Keri take a deep dive into what decluttering can do for your mindset, your money, and your sense of sanity. If you've ever held onto something “just in case”...woman, press play. Follow along with others doing the Challenge by joining our community here: www.getthehelloutofdebt.com  Sponsor: Check out www.airdoctorpro.com and use the promo code ERIN to save up to $300. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

15 Apr 22min

DAY 1 - FINANCIAL SPRING CLEANING CHALLENGE - Your Financial Snapshot

DAY 1 - FINANCIAL SPRING CLEANING CHALLENGE - Your Financial Snapshot

If you've ever avoided looking at your bank statement the same way you avoid opening that closet in your house, this one's for you. The annual Financial Spring Cleaning Challenge is back! The goal is to make facing your finances feel a little less terrifying and a lot more empowering. You don’t have to have it all figured out—you just have to be willing to start.  We’re sharing more about the Challenge in our online community, too - you can join us here:  www.getthehelloutofdebt.com  Sponsor: Check out www.airdoctorpro.com and use the promo code ERIN to save up to $300.  Purchase the award-winning, best-selling books Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

14 Apr 22min

Cheapskate Or Genius?

Cheapskate Or Genius?

Is there a fine line between financial genius and total cheapskate? Erin and Keri are testing that theory today with a list of unique ways people try to cut costs—some clever, some borderline disturbing. Would you try these money-saving hacks, or are they taking things way too far?  Share your money-saving tips and tricks with us online when you join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Sponsor: Check out ZocDoc.com/SKYE to instantly book a top-rated doctor today.   Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Apr 29min

Money Moves That Matter

Money Moves That Matter

Erin tackles two voicemail messages live - one dealing with a questionable car loan and another facing a big income shift. Whether you’ve been in a similar spot or just want to hear some financial insights you may not have considered, you’ll walk away from this episode with strategies to keep your finances strong and your future secure. If you want to ask Erin a question, leave a message at www.speakpipe.com/erinskyekelly.  Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Sponsor: Check out ZocDoc.com/SKYE to instantly book a top-rated doctor today.  Learn more about your ad choices. Visit megaphone.fm/adchoices

8 Apr 37min

Don't Get Financially Trapped

Don't Get Financially Trapped

What happens when financial ties keep you under the same roof with your ex—and they decide to test just how much you’re willing to tolerate? Erin and Keri are unpacking one woman’s shocking post-breakup predicament and why financial independence is about so much more than just money.  Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Sponsor: Check out ZocDoc.com/SKYE to instantly book a top-rated doctor today.  Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Apr 31min

Your Financial Severance

Your Financial Severance

In Erin’s fave show, Severance, the innies are trapped in the daily grind, completely disconnected from their outies, who hold all the power. Sound familiar? If your finances feel like an endless cycle of work, spend, stress, repeat—this episode is for you. Erin explains how to "reintegrate" your money mindset, break free from paycheck-to-paycheck living, and build real financial security. Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Sponsor: Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free. Learn more about your ad choices. Visit megaphone.fm/adchoices

2 Apr 27min

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