#105 - Dealing with Major Financial Setbacks

The emergency fund is sacrosanct in the personal finance world. Nearly everyone considers an emergency fund to be a prudent thing to establish -- a necessity, even -- whether it's three to six months ...

28 Jan 53min

Ernie is kicking off the new year with a fresh plan... but not a fresh start! For years, Ernie has made a fresh start at the beginning of every year, but the allure of data history and being able to s...

14 Jan 1h 16min

Happy New Year! Ben and Ernie kick off the 2026 season of Budget Nerds with a YouTube livestream, answering listener questions and engaging with comments. If you missed the livestream, this is your ch...

9 Jan 1h 8min

In today's episode resident social media gurus Amber and Sarah, of Instagram and TikTok fame respectively, join the show to talk about the personal finance trends that are going viral among the Gen Z ...

3 Dec 20251h 15min

In today's episode, Ben and Ernie interview Lauren, a single mid-30's physical therapist living in Arizona. Lauren is already a legend in the Budget Nerds community for YNAB'ing for years completely m...

19 Nov 20251h 31min

A few episodes ago, Ben and Ernie walked through how to set up YNAB for the first time, focusing on the basics. Today, by popular request, they are covering the advanced setup, exploring every feature...

5 Nov 20251h 6min

Ben and Ernie take up arms in the age old personal finance battle -- pay off your debt first, or get a month ahead on your bills? While they have discussed this topic before, in today's episode they a...

22 Okt 202553min

At Fan Fest Minneapolis in June 2025, Ben and Ernie recorded their first ever live podcast of Budget Nerds! They invited friend, mentor, and fellow YNAB creator Ashley Lapato, who also runs @theorgani...

8 Okt 202553min