46. “The ghost of FIRE still haunts our money mindset—we can’t enjoy money”

46. “The ghost of FIRE still haunts our money mindset—we can’t enjoy money”

Carolyn and Gavin have been married for ten years. They have three small children and bring in about $130k annually—with a healthy $500k in investments. So what’s the problem? Once we look closer, specifically at their obsession with money mechanics, we see a deeper issue. They learned these bad habits as members of the FIRE community, a lifestyle they’ve left behind but that continues to haunt their money mindsets to this day. To make matters worse, Carolyn has disassociated from the family’s money conversation completely. How do you work as a team when one member refuses to participate? And how can you reset your instincts related to saving and spending after so many years repeating bad habits? Listen in to find out. Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Avsnitt(258)

201. “I make $40k… but I own 100+ suits”

201. “I make $40k… but I own 100+ suits”

Today’s episode takes us to New York City, where I sit down with not two, but three couples live on stage at my Money for Couples event. First, meet Antonio (23) and Devonta (23), a young couple who i...

25 Mars 20251h 10min

200. “Should we pay off our massive debt? Or invest more?”

200. “Should we pay off our massive debt? Or invest more?”

Wilson (46) and Shannon (35) have built a strong financial foundation—owning a vacation rental, maxing out Roth IRAs, and earning solid incomes. But when it comes to their next move, they’re at odds. ...

18 Mars 20251h 33min

199. “I struggle w/ cc debt but insisted on a Cartier wedding ring”

199. “I struggle w/ cc debt but insisted on a Cartier wedding ring”

On today’s episode, we’re live from Boston for my recent Money For Couples book tour. First, I talk with Robert (28) and Giselle (28) who appear to have it all together, but behind the scenes, they’re...

11 Mars 20251h 13min

198. “I work 7 jobs but can’t get ahead. Are we doomed?”

198. “I work 7 jobs but can’t get ahead. Are we doomed?”

Juan (43) and Amber (40) feel behind on their retirement plans after years of prioritizing travel and expensive hobbies over investing. Juan, who grew up poor, struggles with a scarcity mindset—underc...

4 Mars 20251h 36min

197. “I thought he was the problem… but it’s me?!”

197. “I thought he was the problem… but it’s me?!”

Live from the House of Blues in Chicago, Ramit coaches Evelyn and Mike (41). Despite their successful careers, money is a constant source of tension. Evelyn scrutinizes every purchase, while Mike feel...

25 Feb 20251h 28min

196. “He used to help me with debt…Now he’s making it worse”

196. “He used to help me with debt…Now he’s making it worse”

Frank (29) and Jill (33) are parents of two young kids and are trapped in a vicious cycle of overspending and debt. With fixed costs eating up 107% of their income and $25,000 in credit card debt, th...

18 Feb 20251h 37min

195. “Her socks have holes but she's too cheap to buy new ones”

195. “Her socks have holes but she's too cheap to buy new ones”

Matt (34) and Eliza (32) have spent years prioritizing investments, setting themselves up for a secure retirement—but now, they struggle to enjoy spending money. Matt deprives himself when they go out...

11 Feb 20251h 24min

194. “$0 savings, $0 investments. Is it too late for us?” (Part 2)

194. “$0 savings, $0 investments. Is it too late for us?” (Part 2)

On last week’s episode, we met 38-year-old LaKiesha and 45-year-old James, a couple struggling to get on the same page financially. With no savings, no investments, and deep-rooted money fears, they’r...

4 Feb 20251h 14min

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