136. “We have $500k in debt. Can I retire early?” (Part 1)
David's 33 and Halima's 37. They’re been married for one year, a second union for both. The deep emotional (and financial) scars from those past relationships tint how they see the world today, limiti...
26 Dec 20231h 6min
135. "It could cost us $50k to have a baby. Can we afford it?"
Kait is 36 and Em is 35. They’re married and pursuing IVF as a means to expand their family. But a misalignment on money stands in the way of a truly shared vision for their future. Em shuts down and ...
19 Dec 20231h 15min
134. “I make $24K a year but my truck costs $1,600+ a month” (Part 2)
Part 2 with Becki and Dustin drops us right back into a contentious conversation about Dustin’s 6-wheeled truck, but his and Becki’s misalignment runs a lot deeper than that. Once their numbers are re...
12 Dec 202359min
133. "She has $7k in cc debt—just 3 months after I paid it off for her" (Part 1)
Becki is 42, Dustin is 36. Becki moved to North Caroline from California two years ago, into Dustin’s house but is feeling disconnected from her family, like the space is still his, not shared. Her tr...
5 Dec 202356min
132. “We’re $520k in debt—and he hid it from me”
Cassandra, 40, and Aldo, 41, discovered Ramit on Netflix—which quickly led to Cassandra discovering the gruesome details of their debt. His goal was to shield her from stress. What he’s done instead i...
28 Nov 20231h 13min
131. “We’re worth $5.5M but I feel like it doesn’t belong to me”
Matt is 40 and Ruane is 38. They have two kids and live in Toronto. They’ve done incredibly well for themselves, with an eye-popping net worth of $5,500,000—but lingering anxiety about money and the o...
21 Nov 20231h 12min
130. “I don’t trust him with spending. Do we have a future?”
Alisa is 38 and Jesse is 42; they live in Portland with no kids and have been married for 10 years. Alisa has a growing sense of urgency related to their future–their lack of savings, modest investmen...
14 Nov 20231h 17min
129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)
Following up with Trin and Lucas, both 35, we chip away at an unmanageable fixed-costs percentage and broach Lucas’s unwillingness to seek salaried employment while navigating severe trust issues and ...
7 Nov 20231h 7min
