69. “We make almost $300k per year but we can’t afford our mortgage”

69. “We make almost $300k per year but we can’t afford our mortgage”

Chris and Camilla are 33 and 31 and they make almost $300k collectively living in a high cost of living area. They recently bought a vacation home, like everyone on TikTok tells you to do. Surprise, surprise—there’s no fairytale ending here, no mounds of passive income, no soaring property values or slam dunk investments. They thought they’d cash in on a hot market. But with the slow season approaching, they’ve realized they're losing money. How should they handle it? And (gasp) what might other people say if they have to sell? This episode is reminiscent of another Canadian couple, Eric and Elena, from episodes 49 and 50, who also bought a house they realized they couldn't afford. But I think you'll find this one fascinating for the differences—especially in the numbers. Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Avsnitt(259)

34. “It’s unromantic if my boyfriend doesn’t pay for date night”

34. “It’s unromantic if my boyfriend doesn’t pay for date night”

Ashley and Josh both have high incomes but they find themselves arguing about who pays for what. Like a few past guests, Ashley thinks certain things are the man’s responsibility to pay for, but Josh ...

15 Mars 202256min

33. “We’re in debt, but I don’t want to make her go back to the corporate world”

33. “We’re in debt, but I don’t want to make her go back to the corporate world”

Martin and Arly feel suffocated by mounting interest on their debt and are jaded by the corporate world. Martin earns $125,000, but Arly is selling essential oils in a network marketing business (read...

8 Mars 202241min

32. “We just got married, but I’m scared to combine our income and debts”

32. “We just got married, but I’m scared to combine our income and debts”

Today is part two with John + Lindsey, and progress on finding a solution that sticks for the couple is slow. Listen to how John gets riled up with rage and resentment when I ask him simple questions....

1 Mars 202255min

31. “Shopping at Target is like visiting a casino to me”

31. “Shopping at Target is like visiting a casino to me”

Lindsey and John are stuck. Despite earning a joint income of $150,000, John’s debt is crippling their relationship and financial future. They respond by self-soothing. John runs on auto-pilot avoidan...

22 Feb 20221h 6min

30. “I want to change—but can I keep the truck?”

30. “I want to change—but can I keep the truck?”

It’s time to create a plan of action for Brad and Becca’s unsophisticated spending habits that we learned about in part one. I want to get them away from the gimmicks of monthly payments and immediate...

15 Feb 202244min

29. “I never know when spending money on something will be an issue with him”

29. “I never know when spending money on something will be an issue with him”

Brad and Becca are in debt. Lots of it. Together they make $105,000 a year, but Brad makes impulsive flash purchases on credit cards. There is no saving, no long-term plan–only short bursts of gratifi...

8 Feb 202243min

28. “What if we divorce and I end up homeless like my mom?”

28. “What if we divorce and I end up homeless like my mom?”

Most people think if they earned 25-50% more, all their money problems would disappear.  Katie and Shawn are a living example that that’s not true.  They earn almost half a million dollars per year, s...

1 Feb 20221h 1min

27. “I don’t care about what he wants, I just want to win the argument”

27. “I don’t care about what he wants, I just want to win the argument”

It all started with a splurge at Target. Tami spent $250 and tried to hide it from her husband, Mike. He likes to make digs and police her spending habits. She likes to make jokes about his bad purcha...

25 Jan 20221h 2min

Populärt inom Business & ekonomi

framgangspodden
rss-jossan-nina
badfluence
varvet
svd-tech-brief
rss-borsens-finest
rss-svart-marknad
uppgang-och-fall
avanzapodden
bathina-en-podcast
fill-or-kill
lastbilspodden
rss-inga-dumma-fragor-om-pengar
rss-dagen-med-di
tabberaset
borsmorgon
rss-kort-lang-analyspodden-fran-di
rikatillsammans-om-privatekonomi-rikedom-i-livet
24fragor
montrosepodden