106. “I’m about to make $300k but we might have to live in our car”

106. “I’m about to make $300k but we might have to live in our car”

Jack and Christina are 33, both born in Russia. With two young kids, they’re looking ahead to number three and to buying a home. But they have $0 saved and $87,500 in credit card debt that they can only pay minimums on right now. Christina’s income triples soon, can it solve everything? This episode is brought to you by: Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Ness Well | IWT listeners can get an extra 5K welcome bonus when they apply for the Ness Card at https://nesswell.com/ramit. Methodology | Visit https://gomethodology.com/ramit and use code RAMIT for 10% off your first order of Methodology Links mentioned in this episode • Get the Podcast Newsletter and exclusive Q&A about the show • Get my New York Times best-selling book • Get Money Coaching with Ramit Connect with Ramit • Download the Conscious Spending Plan • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube • Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Avsnitt(258)

233. “I save while she spends on vacations. Is this fair?”

233. “I save while she spends on vacations. Is this fair?”

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232. “My husband gives me an allowance. I feel like a child.”

232. “My husband gives me an allowance. I feel like a child.”

Edward (38) and Ellen (30) live in Hawaii with their young daughter and a new baby on the way. With a net worth of over $2 million, their finances look strong on paper, but behind the scenes, their ma...

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231. “Our $200k in crypto is gone. Now we live with his mom.”

231. “Our $200k in crypto is gone. Now we live with his mom.”

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230. “We spend 168% of what we make. What are we missing?”

230. “We spend 168% of what we make. What are we missing?”

Amy (32) and John (40) are raising two young kids in Canada, earning a solid $155,000 a year. But with $768,181 in debt and fixed costs at 168% of their income, every month feels like a losing battle....

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229.  “I’m almost 50 and have nothing to show for my life”

229.  “I’m almost 50 and have nothing to show for my life”

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228. “I’m 30, broke, and tired of budgeting”

228. “I’m 30, broke, and tired of budgeting”

Kristen (30) and Josh (36) married just last year, but their honeymoon phase is buried under $40,000 of debt and a sense of being “trapped.” Kristen is meticulous, tracking every dollar and carrying d...

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227. “We bought our dream house. Now we’re drowning”

227. “We bought our dream house. Now we’re drowning”

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226. “She’s chasing FIRE. I want to enjoy life now.”

226. “She’s chasing FIRE. I want to enjoy life now.”

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