108. “We achieved FIRE with $4.3M. Why can’t we enjoy it?”

108. “We achieved FIRE with $4.3M. Why can’t we enjoy it?”

Mindy and Carl are in their early 50s with two teenage children and a successful track record flipping real estate that’s helped them build a $4.3M fortune. But as devoted members of the Financial Independence community, they struggle to talk, think, and spend it in healthy ways. This episode is brought to you by: Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit. Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit. Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit. LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT. Links mentioned in this episode • Get the Podcast Newsletter and exclusive Q&A about the show Connect with Ramit • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube • Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

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80. “If I add any more to our $50,000 credit card debt, he will ask for a divorce” (Part 1)

80. “If I add any more to our $50,000 credit card debt, he will ask for a divorce” (Part 1)

Sarah and Kevin are 38 and 42. They sold their home to pay off $130k in debt, only to dig themselves another $55k hole, six months later. Sarah is worried that if she doesn’t stop her credit card spen...

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79. “We’re worth $700,000+ but my wife took away my credit card”

79. “We’re worth $700,000+ but my wife took away my credit card”

Kirsten and Jon are both 34, raising two young boys in Canada. Kirsten, an engineer, is all about problems and solutions, going as far as "parenting" Jon when he overspends. Jon avoids money talk like...

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78. “I pretend things are fine, but we’re 2 months from going bankrupt”

78. “I pretend things are fine, but we’re 2 months from going bankrupt”

Alex and Courtney are in their 30s. They live in Southern California and come from completely different money backgrounds. Their numbers reveal a stark truth; fixed costs are sinking their finances. T...

17 Jan 20231h 18min

77. “We have $6.3 million. Why can’t we take a vacation?”

77. “We have $6.3 million. Why can’t we take a vacation?”

Tommy is 60 and he’s run his own business for more than 30 years. He loves his work and doesn’t plan to stop. Caroline, his wife, is 56 and is retiring from a stressful job in a few months. Together, ...

10 Jan 20231h 34min

76. Who should pay on a date? Money, dating & dealbreakers with Matthew Hussey

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World-renowned dating and relationship expert, Matthew Hussey, sits with Ramit for an honest and wide-ranging one-on-one conversation on love, money, and the many layers of raw emotion and hidden mess...

3 Jan 20232h 4min

75. “We 4x'd our salary as COVID nurses. The experience haunts us. So does the money”

75. “We 4x'd our salary as COVID nurses. The experience haunts us. So does the money”

Jenee and Dan are 31 and 34. They've been married for three years and they're travel nurses, moving from city to city to alleviate workforce pressures. During the pandemic, they earned up to 4X their ...

27 Dec 20221h 19min

74. “I’m $450k in debt but she still wants me to treat her to dinner” (Part Two)

74. “I’m $450k in debt but she still wants me to treat her to dinner” (Part Two)

We pick up part two of Serena and Nate’s conversation with an equity problem—a serious one, and one they didn’t realize they had. Serena earns considerably more for now, but Nate stands to triple her ...

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73. “I earn almost twice as much as my fiancé, but I make him split the rent” (Part One)

73. “I earn almost twice as much as my fiancé, but I make him split the rent” (Part One)

Nate and Serena are in their late 20s. They are engaged and live together, but a vast difference in their incomes creates an awkward dynamic when it comes to paying for shared expenses. They think the...

13 Dec 20221h 9min

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