154. “We’re drowning in debt, but I drive a BMW”

154. “We’re drowning in debt, but I drive a BMW”

Kevin and Michelle, 32 and 30, joined me live in New York City earlier this year for our very first in-person interview. They have one young child and another on the way, but they can’t stop spending. With low savings, their debt mounts while they both lease luxury vehicles. This episode is brought to you by: Sidebar | Join thousands of leaders from companies like Microsoft, Amazon, and Meta who have taken the first step towards accelerating their career https://sidebar.com/ramit LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT. Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit. Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit. Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit. Links mentioned in this episode • "My husband doesn’t trust me to run our business" #1 Connect with Ramit • Get the Podcast Newsletter and exclusive Q&A about the show • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube • Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Avsnitt(256)

215. “He wants a house, I don’t want to go bankrupt.”

215. “He wants a house, I don’t want to go bankrupt.”

Athena (31) and Arie (30) are newly married and dreaming of buying a home, starting a family, and traveling the world. But their finances—and philosophies—don’t align. Athena’s upbringing was defined ...

1 Juli 20251h 33min

214. “I’m 45 but my parents still control my money”

214. “I’m 45 but my parents still control my money”

Kate and Keith have spent years afraid to spend—until now. In Part 2 of this conversation, Ramit investigates the $5 million missing from Kate’s trust fund and uncovers decades of poor returns, excess...

24 Juni 202558min

213. “We have a $1M trust - but a $30k budget” (Part 1)

213. “We have a $1M trust - but a $30k budget” (Part 1)

Kate (45) and Keith (53) split their time between Maine and Hawaii, living what looks like a dream life. They’ve inherited wealth, run two small businesses, and have nearly $2 million in net worth. B...

17 Juni 202559min

212. "He's terrified of losing it all—so she's losing him"

212. "He's terrified of losing it all—so she's losing him"

Vanessa (48) and George (59) have been married for five years and run two businesses together, but still keep their finances separate, leading to recurring tension, resentment, and financial instabili...

10 Juni 20251h 28min

211. Ramit and Cassandra open up: “Our real money fights (and what we learned)”

211. Ramit and Cassandra open up: “Our real money fights (and what we learned)”

In this rare and intimate episode, Ramit takes the hot seat alongside his wife, Cassandra, as they’re interviewed by their close friend Julie Nguyen. Together, Ramit and Cass pull back the curtain o...

3 Juni 20251h 10min

210. “We make $170k—but spend like we make $450k”

210. “We make $170k—but spend like we make $450k”

Clara (29) and Devin (34) are married with three young kids, trying to build a future while juggling debt, stress, and wildly different approaches to money. Clara racked up $20,000 in credit card deb...

27 Maj 20251h 2min

209. “We bought a house we can’t afford, now what?”

209. “We bought a house we can’t afford, now what?”

Sunnie (29) and Jazmyne (30) are a queer couple trying to build their life together—buy a house, bring a child into their family, and create long-term financial security. But with just one primary inc...

20 Maj 20251h 19min

208. “We make $157K at 22, but we’re afraid to spend money”

208. “We make $157K at 22, but we’re afraid to spend money”

Javier (22) and Marco (22) are young, ambitious, and financially disciplined—but the future they dream about together is being challenged by how they handle money today. They earn a combined income o...

13 Maj 20251h 24min

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