Steve Harvey's Voicemail, Would You Rather, Don't Let These White Folks Get Your Ass Whooped, and more! - 01.21.25

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Anne Lester. A financial expert and former head of retirement solutions at J.P. Morgan Asset Management. The discussion focused on saving strategies, financial psychology, and overcoming behavioral biases to achieve long-term financial success. 🔑 Key Themes & Highlights Overcoming Financial Mistakes Lester shared that despite managing billions in assets, she made every financial mistake possible early in her career. Her book, Your Best Financial Life, combines 30 years of asset management experience with lessons from her own financial missteps. Saving Strategies & Behavioral Hacks She emphasized that saving is possible at any age, but requires commitment and planning. A key strategy: Save at least half of every raise to prevent lifestyle inflation. Emergency Funds & Smart Spending Lester advised building an emergency fund of 3-6 months’ expenses before investing. She outlined three questions to ask before tapping into emergency savings: Is this truly an emergency? Do I absolutely need to spend this money? Do I need to spend it right now? Subscription Detox & Hidden Expenses Many people unknowingly overspend on subscriptions, leading to financial waste. Lester recommended avoiding auto-renewals, using a credit card with an upcoming expiration date, and rotating streaming services to cut costs. Investing vs. Traditional Savings She clarified that long-term savings should be invested, not kept in low-interest accounts. Retirement funds should be diversified across stocks and bonds for growth. 📘 About Anne LesterAnne Lester is a financial strategist, speaker, and author, known for her expertise in retirement planning and behavioral finance. She spent over 30 years at J.P. Morgan Asset Management, leading retirement solutions and helping individuals build financial security. Her book, Your Best Financial Life, provides practical strategies for saving, investing, and overcoming financial biases. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

20 Sep 25min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Tim Mercer. Author of Bootstrap Millionaire and CFO of Cadence Ventures, Inc.: 🎯 Purpose of the Interview To inspire and educate aspiring entrepreneurs and professionals by sharing Tim Mercer’s journey from humble beginnings to financial success, emphasizing the importance of hard work, faith, planning, and leveraging government contracts and nontraditional financing. 🗝️ Key Takeaways Background & Journey Tim Mercer grew up in Mullins, South Carolina, in modest circumstances. His path to success began with military service, which broadened his worldview and led him to entrepreneurship. Bootstrap Millionaire Philosophy The term “bootstrap” symbolizes hard work, sacrifice, and perseverance. Mercer emphasizes that success doesn’t come overnight—it requires grinding, planning, and faith. Importance of a Business Plan A solid business plan is essential for securing funding and guiding business growth. Mercer shares real-life examples of people failing to secure support due to lack of planning. Cadence Ventures, Inc. A boutique private equity firm offering nontraditional financing for real estate investors. Focuses on investment properties and uses the property itself as collateral. Government Contracting Mercer began in government contracting in 2012 and credits it with helping him scale his business. He stresses that while it’s complex and paperwork-heavy, it’s a valuable opportunity for minority-owned businesses. Free resources like SAM.gov and Georgia Tech’s GT PAC can help entrepreneurs navigate the process. Success Requires Sacrifice Mercer highlights that every successful person has a story of struggle and sacrifice. His book’s first chapter, “See the Glory, Don’t Know the Story,” encapsulates this message. 💬 Notable Quotes “If you want to have the things tomorrow that other people won’t have, then you got to be willing to do the things today that other people won’t do.” — Tim Mercer quoting Les Brown “There’s no success without sacrifice.” — Tim Mercer “You can only make as much as the customer that you have.” — Tim Mercer on scaling through government contracts “See the glory, don’t know the story.” — Chapter title from Bootstrap Millionaire #SHMS #BEST #STRAW Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

20 Sep 27min

The Steve Harvey Morning Show for Friday, September 19th, 2025: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "6 To 10" | Ask The CLO | Special Guest: Patti Labelle Parts 1-2 | Roscoe Wallace | Nephew Tommy's Prank - "Adult Daycare" | Strawberry Letter - "Oh Brother" Parts 1-2 | Sports Talk With Junior | Social Media Advice |iHeart Radio Music Festival | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

19 Sep 1h 32min

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Lisa Mulrain. Role: Finance attorney, senior executive in the federal government, founder of Legacy Building LLCMission: To bridge the financial literacy gap for minority communities, emerging professionals, and small business owners, promoting lasting economic confidence and stability. 🧭 Purpose of the Interview To highlight Lisa Mulrain’s transition from finance attorney to financial literacy advocate, and her efforts to empower underserved communities through education, legal expertise, and practical financial strategies. 🔑 Key Takeaways 1. Systemic Inequities in Finance Lisa’s work with Ginnie Mae exposed her to disparities in lending, appraisals, and access for low-to-moderate income families. She observed how minority communities were often preyed upon with unfavorable loan terms and undervalued property appraisals. 2. Financial Literacy Advocacy Lisa transitioned into advocacy to educate people on financial contracts, including mortgages, credit cards, and auto loans. She emphasizes understanding loan terms and avoiding high-interest debt traps. 3. Tips for Financial Empowerment Budgeting: Know your income vs. expenses. Multiple Income Streams: Invest in real estate and the stock market. Credit Awareness: Monitor and manage credit responsibly. 4. Small Business Guidance Avoid early debt accumulation. Scale inventory gradually. Understand the legal and financial implications of business credit. 5. Legal Expertise & Asset Protection Lisa offers estate planning and trust services to protect assets from lawsuits and creditors. She explains how trusts shield property and wealth from legal claims. 6. Insurance & Financial Stability Advocates for life and disability insurance as part of a financial toolkit. Recommends cash value whole life policies for long-term benefits. 7. Scam Awareness Warns against phishing and financial scams. Advises verifying sources and never sharing sensitive info without confirmation. 💬 Notable Quotes “The system is not set up for us to win.” “You have everything you need to acquire any finances that you desire.” “Don’t blindly hand your money over to someone if you don’t understand what you’re investing in.” “No one’s coming to save us. You have to do all you can to build multiple streams of income.” “A trust protects your assets from creditors and lawsuits.” 📞 Contact Info Website: LegacyBuildingLLC.com Instagram: @legacy_building_llc Phone: (202) 409-8513 #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

19 Sep 34min

The Steve Harvey Morning Show for Thursday, September 18th, 2025: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "He Left His Drawers" | Ask The CLO | Entertainment News | Jimmy Kimmel Live Suspended | Steve Harvey's Voicemail | Nephew Tommy's Prank - "6 To 10" | Strawberry Letter - "My Husband Has Run Out Of Options" Parts 1-2 | Sports Talk With Junior | Social Media Advice | Remembering Robert Redford | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

18 Sep 1h 32min

The Steve Harvey Morning Show for Wednesday, September 17th, 2025: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Is That Your Husband?" | Ask The CLO | Entertainment News | NeYo's New Mattress | Can Love Exist Without Finance? | Nephew Tommy's Prank - "He Left His Drawers" | Strawberry Letter - "Who's Been Filling Up Her Tank?" Parts 1-2 | Sports Talk With Junior | Social Media Advice | Wellness Wednesday | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

17 Sep 1h 32min

The Steve Harvey Morning Show for Tuesday, September 16th, 2025: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Your New Boss" | Ask The CLO | Entertainment News | Steve Fishing With His Grandson | Random Questions | Nephew Tommy's Prank - "Is That Your Husband?" | Strawberry Letter - "He Tells His Mama Everything" Parts 1-2 | Sports Talk With Junior | Social Media Advice | Mars Living Simulation | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

16 Sep 1h 32min

The Steve Harvey Morning Show for Monday, September 15th, 2025: Steve Harvey's Morning Inspiration | Show Open | The Pastors With A Word | Ask The CLO | Entertainment News | Your Most Attractive Trait | Sista O'Dell | Nephew Tommy's Prank - "Your New Boss" | Strawberry Letter - "His Past Won't Let Him Last" Parts 1-2 | Sports Talk With Junior | Social Media Advice | Halloween Ghost Candy | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

15 Sep 1h 32min